Augusta, Georgia Cost Of Living

A+

19%

Overall NAT. AVG.

9%

Goods & Services NAT. AVG.

37%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Augusta	Georgia	National
Cost of living	81	93	100
Goods & Services	91	97	100
Groceries	92	96	100
Health care	89	96	100
Housing	63	86	100
Transportation	82	92	100
Utilities	86	91	100

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Cost Of Living Quick Facts

The cost of living in Augusta is 12% lower than the Georgia average
The cost of living in Augusta is 19% lower than the national average
Augusta housing is 37% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 56% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$52,050	$4,338	$1,214	$1,562
Renters	$25,942	$2,162	$605	$778

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Augusta, GA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Augusta homeowners, is $52,050. This would allow for a maximum of $1,214 per month to be spent on housing costs. For renters, the median monthly income is $25,942 which would result in a maximum of $605 to be spent on rental costs.

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.75%

Goods & Services

Item	Augusta	National avg.	Difference
Haircut	$21.67	$20.27	6.9%
Beauty Salon	$33.55	$40.39	16.9%
Toothpaste	$1.86	$2.36	21.3%
Shampoo	$1.00	$1.08	7.1%
Movie	$12.83	$10.99	16.8%
Bowling	$15.00	$15.49	3.2%

Groceries

Item	Augusta	National avg.	Difference
Ground Beef	$4.29	$4.30	0.1%
Fried Chicken	$1.17	$1.40	16.4%
Milk	$1.40	$2.20	36.3%
Potatoes	$2.81	$3.22	12.8%
Pizza	$9.99	$10.74	7.0%
Beer	$9.99	$9.60	4.1%

Health Care

Item	Augusta	National avg.	Difference
Optometrist	$158.33	$109.73	44.3%
Doctor	$95.00	$118.34	19.7%
Dentist	$77.33	$100.94	23.4%
Ibuprofen	$8.49	$9.93	14.5%
Lipitor	$442.52	$469.53	5.8%

Housing

Item	Augusta	National avg.	Difference
Home Price	$100,500.00	$184,700.00	45.6%
Avg. Mortgage Payment	$768.38	$1,229.62	37.5%
Apartment Rent	$794.00	$949.00	16.3%

Transportation

Item	Augusta	National avg.	Difference
Gasoline	$2.57	$2.71	5.2%
Tire Balancing	$32.00	$51.86	38.3%

Utilities

Item	Augusta	National avg.	Difference
All Electricity	$126.43	$170.84	26.0%
Phone	$189.41	$187.18	1.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Langley, SC	1,171	74	26.0%
Gloverville, SC	2,796	75	24.9%
Warrenville, SC	1,173	76	23.9%
Clarks Hill, SC	318	77	23.1%
Graniteville, SC	2,657	78	21.9%
Augusta, GA	196,784	81	18.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Burlington, ON	197,435	n/a
Amarillo, TX	197,570	83	16.5%
Little Rock, AR	197,640	96	4.0%
Glendale, CA	197,895	166	65.9%
Akron, OH	198,508	85	15.5%
Augusta, GA	196,784	81	18.6%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.