Cost of Living in Hummelstown, PA

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2%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hummelstown Pennsylvania National
Cost of living10297100
Groceries99100100
Health care9999100
Housing10990100
Transportation100101100
Utilities9799100
Lifestyle & Entertainment97100100
Household Items10099100
Education & Childcare101101100
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Homes For Sale In Hummelstown, PA

property for sale

59 Hillymede Dr

Hummelstown, PA
property for sale

2063 Raleigh Rd

Hummelstown, PA
property for sale

4 Banbury Rd

Hummelstown, PA
property for sale

108 High Pointe Dr

Hummelstown, PA

Cost Of Living Quick Facts

  • The cost of living in Hummelstown is 5% higher than the Pennsylvania average
  • The cost of living in Hummelstown is 2% higher than the national average
  • Hummelstown housing is 9% higher than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Hummelstown

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      Salary Calculator

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$140,386$11,699$3,275$4,212
      Renters$51,686$4,307$1,206$1,551
      The affordability of the housing market in Hummelstown, PA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Hummelstown homeowners, the median income is $140,386. This indicates that a monthly maximum of $3,275 should be spent by homeowners on all housing related costs. Renters have a median income of $51,686. This indicates that renters would have a maximum of $1,206 for their rent related monthly costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fort Indiantown Gap, PA66991.0%
      Messiah College, PA2,118991.0%
      Harrisburg, PA50,8108712.6%
      Fredericksburg CDP (Crawford County), PA8088812.4%
      New Buffalo, PA1448811.7%
      Hummelstown, PA4,9051021.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Columbia, KY4,9058613.7%
      Carthage, MS4,9049010.2%
      Cheboygan, MI4,9068515.3%
      Hawaiian Ocean View, HI4,90311010.0%
      East Harwich, MA4,90314746.8%
      Hummelstown, PA4,9051021.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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