Cost of Living in East Harwich, MA

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F
47%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
128%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index East Harwich Massachusetts National
Cost of living147131100
Groceries105109100
Health care113116100
Housing228169100
Transportation115115100
Utilities115117100
Lifestyle & Entertainment116115100
Household Items106109100
Education & Childcare119127100
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Homes For Sale In East Harwich, MA

property for sale

8 Lakeway Ln

Harwich, MA
property for sale

1197 Orleans Rd

Harwich, MA
property for sale

25 Cedardale Rd

Harwich, MA
property for sale

3 Freshwater Dr

Harwich, MA

Cost Of Living Quick Facts

  • The cost of living in East Harwich is 12% higher than the Massachusetts average
  • The cost of living in East Harwich is 47% higher than the national average
  • East Harwich housing is 128% higher than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around East Harwich

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      Salary Calculator

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      Price difference in compared to
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$133,664$11,139$3,119$4,010
      Renters$116,207$9,684$2,711$3,487
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in East Harwich, MA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In East Harwich, homeowners have a median income of $133,664. Using that number, a maximum of $3,119 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $116,207, which means there is a maximum of $2,711 to be spent on the costs of renting a home or apartment.

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      West Yarmouth, MA6,61212929.1%
      Dennis Port, MA3,64713029.5%
      South Dennis, MA2,98213029.6%
      South Yarmouth, MA10,84113332.5%
      Brewster, MA1,37413535.4%
      East Harwich, MA4,90314746.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hawaiian Ocean View, HI4,90311010.0%
      Kneehill County, AB4,902n/a 
      Carthage, MS4,9049010.2%
      Elko New Market, MN4,90111616.3%
      Columbia, KY4,9058613.7%
      East Harwich, MA4,90314746.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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