East Harwich cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEast HarwichMassachusettsNational
Cost of living index143131100
IndexEast HarwichMassachusettsNational
Goods & Services index130120100
Groceries index106107100
Health care index135120100
Housing index188165100
Transportation index111106100
Utilities index141123100
A general summary of the cost of living index in East Harwich, MA is shown above. Compared to the state average of Massachusetts the cost of living index in East Harwich, MA is 143, which is 10% higher than the average in Massachusetts and compared to the national average it is 43% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In East Harwich, MA goods and services come in at 8% higher than the average in Massachusetts and are 30% higher than compared to the nationwide average.

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Did you know?

  • The cost of living in East Harwich is 10% higher than the Massachusetts average.
  • The cost of living in East Harwich is 43% higher than the national average.
  • The cost of housing in East Harwich is 88% higher than the national average.
  • Massachusetts general sales tax is 23% higher than the national average.
  • Massachusetts state income tax is 129% higher than the national average.

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Compare East Harwich, MA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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The salary calculator is meant to help you compare your salary in East Harwich, MA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in East Harwich, MA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the East Harwich, MA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$77,370$6,448$1,805$2,321
Renters$34,464$2,872$804$1,034
How much of your monthly income goes to housing can tell you whether or not you can afford housing in East Harwich, MA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In East Harwich, MA homeowners have a median income of $77,370. Using that number, you will come up with a maximum of $1,805 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $34,464, which means there is a maximum of $804 to be spent on the costs of renting a home or apartment.

Massachusetts Sales Tax

StateGeneral Sales TaxWith Max Surtax
Massachusetts6.25%6.25%

Massachusetts Income Tax

StateIncome Tax (Low)Income Tax (High)
Massachusetts5.1%5.1%
When considering the overall cost of living expenses in East Harwich, MA, it's important to take into account the sales tax for Massachusetts, as well as the rate for income tax in Massachusetts. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Massachusetts is 6.25%, and the sales tax in the state of Massachusetts is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Massachusetts starts from 5.1% and goes up to 5.1%.

Goods & Services

ItemEast HarwichNational avg.Difference
Haircut $21.98$16.0936.7%
Beauty Salon $51.87$37.3338.9%
Toothpaste $2.26$2.457.8%
Shampoo $1.05$1.004.6%
Movie $13.47$10.2831.0%
Bowling $8.95$4.9381.4%

Groceries

ItemEast HarwichNational avg.Difference
Ground Beef $3.72$3.802.3%
Fried Chicken $1.56$1.4011.9%
Milk $1.98$2.011.5%
Potatoes $3.73$3.0123.9%
Pizza $10.62$9.897.5%
Beer $9.97$8.9012.0%

Health Care

ItemEast HarwichNational avg.Difference
Optometrist $105.58$102.163.4%
Doctor $190.52$108.3675.8%
Dentist $126.73$92.5337.0%
Ibuprofen $9.19$9.281.0%
Lipitor $419.01$425.821.6%

Housing

ItemEast HarwichNational avg.Difference
Home Price $377,200.00$184,700.00104.2%
Avg. Mortgage Payment $2,207.99$1,202.4483.6%
Apartment Rent $1,414.00$949.0049.0%

Transportation

ItemEast HarwichNational avg.Difference
Gasoline $2.25$2.240.1%
Tire Balancing $61.72$46.2933.3%

Utilities

ItemEast HarwichNational avg.Difference
All Electricity$238.05$165.9643.4%
Phone $39.99$28.6839.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
South Dennis, MA3,58212828%
South Yarmouth, MA10,95312525%
West Yarmouth, MA6,08012626%
Dennis Port, MA2,68012727%
Harwich Center, MA1,42313636%
East Harwich, MA4,97914343%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Mansfield, LA4,97978-22%
Windsor Heights, IA4,98094-6%
Lawrenceburg, IN4,98391-9%
Chisago City, MN4,9751055%
Silver Springs, NV4,98492-8%
East Harwich, MA4,97914343%
Source: The East Harwich, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.