Cost of Living in Hopkinton, MA

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F
60%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
168%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hopkinton Massachusetts National
Cost of living160131100
Groceries109109100
Health care113116100
Housing268169100
Transportation117115100
Utilities115117100
Lifestyle & Entertainment112115100
Household Items111109100
Education & Childcare123127100
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Homes For Sale In Hopkinton, MA

property for sale

150 Fruit St

Hopkinton, MA
property for sale

24 Cherry Ln #24

Hopkinton, MA
property for sale

11 Pinecrest Vlg #11

Hopkinton, MA
property for sale

67 Oakhurst Rd

Hopkinton, MA

Cost Of Living Quick Facts

  • The cost of living in Hopkinton is 22% higher than the Massachusetts average
  • The cost of living in Hopkinton is 60% higher than the national average
  • Hopkinton housing is 168% higher than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Hopkinton

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$343,629$28,636$8,017$10,310
      Renters$75,551$6,296$1,763$2,267

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Worcester, MA189,03512020.3%
      Clinton, MA7,22211919.0%
      South Lancaster, MA1,62811919.1%
      East Douglas, MA3,07312020.0%
      Bellingham, MA4,38312626.4%
      Hopkinton, MA3,98616060.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Gamewell, NC3,9868712.6%
      Elba, AL3,9858218.1%
      Eastland, TX3,9858910.9%
      Wellsville, UT3,9851109.7%
      Bosque Farms, NM3,9841043.8%
      Hopkinton, MA3,98616060.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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