Cost of Living in Highland Lakes, NJ

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F
18%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Highland Lakes New Jersey National
Cost of living118125100
Groceries108108100
Health care111112100
Housing136157100
Transportation110114100
Utilities112111100
Lifestyle & Entertainment107113100
Household Items108107100
Education & Childcare120120100
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Homes For Sale In Highland Lakes, NJ

property for sale

1052 Lakeside Dr E

Highland Lakes, NJ
property for sale

62 Barry Dr N

Highland Lakes, NJ
property for sale

51 Lonaconing Rd

Highland Lakes, NJ
property for sale

4 Spruce Ct

Highland Lakes, NJ

Cost Of Living Quick Facts

  • The cost of living in Highland Lakes is 6% lower than the New Jersey average
  • The cost of living in Highland Lakes is 18% higher than the national average
  • Highland Lakes housing is 36% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Highland Lakes

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Compare Highland Lakes, NJ Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$157,025$13,085$3,664$4,711
      Renters$0$0$0$0

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Port Jervis, NY8,7161021.9%
      Vernon Center, NJ1,5181033.2%
      Ross Corner, NJ2161066.1%
      Franklin, NJ4,92711212.1%
      Matamoras, PA2,33011010.3%
      Highland Lakes, NJ4,80111818.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Princeton, MN4,800955.1%
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      Rock Hill, MO4,7991011.1%
      Cobleskill, NY4,7991021.6%
      Vandercook Lake, MI4,8038712.9%
      Highland Lakes, NJ4,80111818.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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