Cost of Living in Rock Hill, MO

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A
1%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
10%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rock Hill Missouri National
Cost of living10190100
Groceries9996100
Health care9897100
Housing11077100
Transportation9596100
Utilities9395100
Lifestyle & Entertainment9995100
Household Items9897100
Education & Childcare9795100
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Homes For Sale In Rock Hill, MO

property for sale

2926 Wingate Ct

Saint Louis, MO
property for sale

309 Eldridge Ave

Saint Louis, MO
property for sale

315 Euclid Ave

Saint Louis, MO
property for sale

2528 Creve Coeur Dr

Saint Louis, MO

Cost Of Living Quick Facts

  • The cost of living in Rock Hill is 12% higher than the Missouri average
  • The cost of living in Rock Hill is 1% higher than the national average
  • Rock Hill housing is 10% higher than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Rock Hill

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      Salary Calculator

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$123,445$10,287$2,880$3,704
      Renters$85,568$7,131$1,996$2,567
      To approximate the cost of living and the housing affordability in Rock Hill, MO, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Rock Hill have a median income of $123,445. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,880 per month to avoid calamity and poverty. The renters in the city have an income of about $85,568, which would make their monthly maximum allowable rental costs $1,996.

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Champ, MO3964.1%
      Peaceful Village, MO956931.1%
      Brooklyn, IL4457426.2%
      East St. Louis, IL27,0337722.5%
      Alorton, IL2,1497822.3%
      Rock Hill, MO4,7991011.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cobleskill, NY4,7991021.6%
      Princeton, MN4,800955.1%
      Baxley, GA4,7978614.3%
      Danville, PA4,797919.3%
      Highland Lakes, NJ4,80111818.2%
      Rock Hill, MO4,7991011.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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