Helena cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHelenaAlabamaNational
Cost of living index9889100
IndexHelenaAlabamaNational
Goods & Services index9296100
Groceries index9697100
Health care index8486100
Housing index10872100
Transportation index9191100
Utilities index101108100
A general summary of the cost of living index in Helena, AL is shown above. Compared to the state average of Alabama the cost of living index in Helena, AL is 98, which is 9% higher than the average in Alabama and compared to the national average it is 2% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Helena, AL goods and services come in at 5% lower than the average in Alabama and are 8% lower than compared to the nationwide average.

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Did you know?

  • The cost of living in Helena is 9% higher than the Alabama average.
  • The cost of living in Helena is 2% lower than the national average.
  • The cost of housing in Helena is 8% higher than the national average.
  • Alabama general sales tax is 21% lower than the national average.
  • Alabama state income tax is 10% lower than the national average.

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Compare Helena, AL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
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Use the salary calculator to compare your current salary in Helena, AL to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Helena, AL, then you would need to earn more income in order to maintain the same standard of living. To use the Helena, AL salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$86,334$7,195$2,014$2,590
Renters$44,531$3,711$1,039$1,336
If you want to find a good determining factor for the cost of living and the general affordability of housing in Helena, AL, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Helena, AL, the median monthly income is $86,334 for those who own their own homes. Under the standard rule, that income level would allow for $2,014 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $44,531, per the median income in the area. That would allow for renters to spend up to $1,039 on monthly rental expenses.

Alabama Sales Tax

StateGeneral Sales TaxWith Max Surtax
Alabama4%13.5%

Alabama Income Tax

StateIncome Tax (Low)Income Tax (High)
Alabama2%5%
When you are determining the total cost of living in Helena, AL you will want to make sure you consider both the Alabama sales tax and the Alabama income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Alabama is 4%, with the highest surtax being 13.5%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Alabama have a range from 2% to 5%.

Goods & Services

ItemHelenaNational avg.Difference
Haircut $15.33$16.094.7%
Beauty Salon $34.18$37.338.4%
Toothpaste $3.52$2.4543.7%
Shampoo $0.84$1.0016.0%
Movie $10.49$10.282.1%
Bowling $5.28$4.937.1%

Groceries

ItemHelenaNational avg.Difference
Ground Beef $4.01$3.805.4%
Fried Chicken $1.26$1.409.6%
Milk $2.26$2.0112.4%
Potatoes $5.16$3.0171.4%
Pizza $8.49$9.8914.1%
Beer $8.14$8.908.6%

Health Care

ItemHelenaNational avg.Difference
Optometrist $116.33$102.1613.9%
Doctor $86.11$108.3620.5%
Dentist $71.22$92.5323.0%
Ibuprofen $5.96$9.2835.8%
Lipitor $432.03$425.821.5%

Housing

ItemHelenaNational avg.Difference
Home Price $185,000.00$184,700.000.2%
Avg. Mortgage Payment $972.83$1,202.4419.1%
Apartment Rent $1,197.00$949.0026.1%

Transportation

ItemHelenaNational avg.Difference
Gasoline $2.01$2.2410.3%
Tire Balancing $43.49$46.296.1%

Utilities

ItemHelenaNational avg.Difference
All Electricity$190.76$165.9614.9%
Phone $24.33$28.6815.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Brantleyville, AL1,11074-26%
Lipscomb, AL2,43777-23%
North Johns, AL25278-22%
Brighton, AL2,86879-21%
West Blocton, AL1,33479-21%
Helena, AL17,63098-2%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Westerly, RI17,63212424%
New Castle, IN17,63474-26%
Wallingford Center, CT17,63411515%
Martinsburg, WV17,61394-6%
Maryland City, MD17,64712222%
Helena, AL17,63098-2%
Source: The Helena, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.