Cost of Living in Midfield, AL

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15%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
41%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Midfield Alabama National
Cost of living8589100
Groceries9496100
Health care9795100
Housing5974100
Transportation9695100
Utilities9697100
Lifestyle & Entertainment9294100
Household Items9996100
Education & Childcare9793100
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Homes For Sale In Midfield, AL

property for sale

1313 Woodfall Dr

Birmingham, AL
property for sale

504 9th Ave

Birmingham, AL
property for sale

1214 5th Ave

Birmingham, AL
property for sale

503 8th Ave

Birmingham, AL
See the Newest Homes For Sale In Midfield, AL

Cost Of Living Quick Facts

  • The cost of living in Midfield is 5% lower than the Alabama average
  • The cost of living in Midfield is 15% lower than the national average
  • Midfield housing is 41% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Midfield

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$61,253$5,104$1,429$1,838
      Renters$64,744$5,395$1,511$1,943
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Midfield, AL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Midfield, homeowners have a median income of $61,253. Using that number, a maximum of $1,429 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $64,744, which means there is a maximum of $1,511 to be spent on the costs of renting a home or apartment.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cardiff, AL487624.0%
      Edgewater, AL8528218.5%
      North Johns, AL1568019.8%
      Brighton, AL2,9398118.8%
      Mulga, AL7868317.1%
      Midfield, AL5,1278515.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      West Salem, WI5,1261000.0%
      Alexandria, IN5,1258317.4%
      Westvale, NY5,1241077.5%
      Lexington, OH5,1248910.9%
      Perry, OK5,1308416.4%
      Midfield, AL5,1278515.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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