Cost of Living in Harvey Cedars, NJ

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F
131%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
407%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Harvey Cedars New Jersey National
Cost of living231125100
Groceries107108100
Health care112112100
Housing507157100
Transportation117114100
Utilities116111100
Lifestyle & Entertainment113113100
Household Items107107100
Education & Childcare122120100
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Homes For Sale In Harvey Cedars, NJ

property for sale

2 E Cumberland Ave

Harvey Cedars, NJ
property for sale

2 E 79th St

Harvey Cedars, NJ
property for sale

21 W 85th St

Harvey Cedars, NJ
property for sale

46 W 80th St

Harvey Cedars, NJ

Cost Of Living Quick Facts

  • The cost of living in Harvey Cedars is 85% higher than the New Jersey average
  • The cost of living in Harvey Cedars is 131% higher than the national average
  • Harvey Cedars housing is 407% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$155,206$12,934$3,621$4,657
      Renters$0$0$0$0

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mystic Island, NJ8,60311615.5%
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      Ocean Acres, NJ17,77412726.6%
      Barnegat, NJ3,71312828.0%
      Manahawkin, NJ2,01912828.0%
      Harvey Cedars, NJ461231131.3%

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      City Population Cost of Living Index National Avg.
      Avery, CA46112626.5%
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      Altura, MN461936.6%
      West Alton, MO4618910.8%
      Harvey Cedars, NJ461231131.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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