Harbison Canyon cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHarbison CanyonCaliforniaNational
Cost of living index136138100
IndexHarbison CanyonCaliforniaNational
Goods & Services index103110100
Groceries index114115100
Health care index107109100
Housing index195196100
Transportation index123125100
Utilities index117114100
Displayed above is a general overview of the Harbison Canyon, CA cost of living index. The overall cost of living index in Harbison Canyon, CA is 136, which is 2% lower than the California average and 36% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Harbison Canyon, CA are 6% lower than the California average and 3% higher than the national average.

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Did you know?

  • The cost of living in Harbison Canyon is 2% lower than the California average.
  • The cost of living in Harbison Canyon is 36% higher than the national average.
  • The cost of housing in Harbison Canyon is 95% higher than the national average.
  • California general sales tax is 42% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Harbison Canyon, CA Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Harbison Canyon, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Harbison Canyon, CA, you have to earn a higher income in order to still have the same standard of living. To operate the Harbison Canyon, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$87,452$7,288$2,040$2,624
Renters$46,842$3,904$1,093$1,405
The affordability of the housing market in Harbison Canyon, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Harbison Canyon, CA homeowners, the median income is $87,452. This indicates that a monthly maximum of $2,040 should be spent by homeowners on all housing related costs. Renters have a median income of $46,842. This indicates that renters should have a maximum of $1,093 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.25%10.25%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%13.3%
One thing to keep in mind when considering the cost of living in Harbison Canyon, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.25% and the maximum surtax that can be charged is 10.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 13.3%.

Goods & Services

ItemHarbison CanyonNational avg.Difference
Haircut $19.00$16.0918.1%
Beauty Salon $57.00$37.3352.7%
Toothpaste $2.66$2.458.8%
Shampoo $1.29$1.0028.9%
Movie $13.78$10.2834.1%
Bowling $5.07$4.932.7%

Groceries

ItemHarbison CanyonNational avg.Difference
Ground Beef $4.77$3.8025.4%
Fried Chicken $1.14$1.4018.6%
Milk $2.16$2.017.6%
Potatoes $2.77$3.018.1%
Pizza $9.96$9.890.7%
Beer $9.88$8.9011.0%

Health Care

ItemHarbison CanyonNational avg.Difference
Optometrist $107.20$102.164.9%
Doctor $105.00$108.363.1%
Dentist $104.33$92.5312.8%
Ibuprofen $12.77$9.2837.6%
Lipitor $409.84$425.823.8%

Housing

ItemHarbison CanyonNational avg.Difference
Home Price $371,200.00$184,700.00101.0%
Avg. Mortgage Payment $3,000.48$1,202.44149.5%
Apartment Rent $1,730.00$949.0082.3%

Transportation

ItemHarbison CanyonNational avg.Difference
Gasoline $2.91$2.2429.7%
Tire Balancing $50.56$46.299.2%

Utilities

ItemHarbison CanyonNational avg.Difference
All Electricity$232.69$165.9640.2%
Phone $25.97$28.689.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Potrero, CA45311010%
Spring Valley CDP (Lake County), CA1,1541033%
Bostonia, CA16,29512020%
Descanso, CA1,28712020%
National City, CA60,34912323%
Harbison Canyon, CA4,12813636%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lathrup Village, MI4,1271000%
Woodruff, SC4,12787-13%
East Hampton North, NY4,12717676%
New Lebanon, OH4,13085-15%
Broken Bow, OK4,13176-24%
Harbison Canyon, CA4,12813636%
Source: The Harbison Canyon, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.