Cost of Living in Hearne, TX

Get 300+ Local Insights for Any Address in Hearne, TX

Get Access to 300+ Local Data Points
A+
13%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hearne Texas National
Cost of living8794100
Groceries9998100
Health care10198100
Housing5883100
Transportation9798100
Utilities105103100
Lifestyle & Entertainment9898100
Household Items9698100
Education & Childcare10298100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Hearne, TX

property for sale

809 W 5th St

Hearne, TX
property for sale

N Alamo St

Hearne, TX
property for sale

112 Dawson St

Hearne, TX
property for sale

596 J W Martine Rd

Hearne, TX
See the Newest Homes For Sale In Hearne, TX

Cost Of Living Quick Facts

  • The cost of living in Hearne is 8% lower than the Texas average
  • The cost of living in Hearne is 13% lower than the national average
  • Hearne housing is 42% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Hearne

See all the best places to live around Hearne

Compare Hearne, TX Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Hearne?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Hearne?
      Write a review to give others more information about this area.
      See all Hearne poll results

      The best places in Texas

      Here are the best places to live in TexasCheck out the 10 most dangerous cities in TexasThese are the largest cities in TexasMost Dangerous Cities In The US
      Best Places in Texas

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$79,918$6,660$1,865$2,398
      Renters$22,287$1,857$520$669
      The affordability of the housing market in Hearne, TX as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Hearne homeowners, the median income is $79,918. This indicates that a monthly maximum of $1,865 should be spent by homeowners on all housing related costs. Renters have a median income of $22,287. This indicates that renters would have a maximum of $520 for their rent related monthly costs.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lake Bryan, TX1,2998415.8%
      Calvert, TX1,5158712.7%
      Franklin, TX1,6469010.0%
      Bryan, TX88,156973.3%
      Hearne, TX4,5258713.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Treasure Lake, PA4,526990.8%
      Harbison Canyon, CA4,52316060.3%
      Jessup, PA4,528964.3%
      Euharlee, GA4,521973.2%
      Sparta, MI4,521928.4%
      Hearne, TX4,5258713.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026