Cost of Living in Gunnison, CO

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C+
14%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
31%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gunnison Colorado National
Cost of living114115100
Groceries103104100
Health care106107100
Housing131136100
Transportation107106100
Utilities110108100
Lifestyle & Entertainment109107100
Household Items106105100
Education & Childcare112111100
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Homes For Sale In Gunnison, CO

property for sale

245 Candlelight Ln

Gunnison, CO
property for sale

301 S Reed St

Gunnison, CO
property for sale

2128 County Road 8

Gunnison, CO
property for sale

515 N 12th St

Gunnison, CO
See the Newest Homes For Sale In Gunnison, CO

Cost Of Living Quick Facts

  • The cost of living in Gunnison is 1% lower than the Colorado average
  • The cost of living in Gunnison is 14% higher than the national average
  • Gunnison housing is 31% higher than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Gunnison

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$88,041$7,337$2,054$2,641
      Renters$53,230$4,436$1,242$1,597
      The affordability of the housing market in Gunnison, CO as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Gunnison homeowners, the median income is $88,041. This indicates that a monthly maximum of $2,054 should be spent by homeowners on all housing related costs. Renters have a median income of $53,230. This indicates that renters would have a maximum of $1,242 for their rent related monthly costs.

      Colorado Sales Tax

      State General Sales Tax With Max Surtax
      Colorado 2.9% 10%

      Colorado Income Tax

      State Income Tax (Low) Income Tax (High)
      Colorado 4.4% 4.4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Gunnison, CO6,86611413.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Scottsburg, IN6,8668712.9%
      Ellettsville, IN6,865928.2%
      Conley, GA6,8678812.1%
      Medfield, MA6,86717069.8%
      North Caldwell, NJ6,86719999.4%
      Gunnison, CO6,86611413.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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