Cost Of Living in Guilford, PA

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B

11%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

19%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Guilford	Pennsylvania	National
Cost of living	111	97	100
Groceries	106	100	100
Health care	106	99	100
Housing	119	90	100
Transportation	109	101	100
Utilities	104	99	100
Lifestyle & Entertainment	110	100	100
Household Items	105	99	100
Education & Childcare	109	101	100

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Homes For Sale In Guilford, PA

511 Larkspur Ln

Chambersburg, PA

108 Bridle Hill Ct

Chambersburg, PA

1444 Hearthside Dr Lot 9

Guilford, PA

Lot 23 Crestwood Dr

Guilford, PA

Cost Of Living Quick Facts

The cost of living in Guilford is 14% higher than the Pennsylvania average
The cost of living in Guilford is 11% higher than the national average
Guilford housing is 19% higher than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$156,597	$13,050	$3,654	$4,698
Renters	$0	$0	$0	$0

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Reid, MD	0	107	6.9%
Fairview, MD	16	107	6.9%
Fort Ritchie, MD	49	107	6.9%
Cearfoss, MD	120	107	6.9%
Shippensburg University, PA	1,948	107	6.9%
Guilford, PA	3,698	111	10.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Wills Point, TX	3,698	86	13.7%
Windsor, NS	3,698	n/a
Ozark, AR	3,697	80	20.2%
Byron, IL	3,696	92	8.1%
Omro, WI	3,696	93	6.9%
Guilford, PA	3,698	111	10.6%