Cost of Living in Ozark, AR

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20%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ozark Arkansas National
Cost of living8086100
Groceries9396100
Health care9695100
Housing4867100
Transportation9694100
Utilities8993100
Lifestyle & Entertainment9793100
Household Items9496100
Education & Childcare8892100
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Homes For Sale In Ozark, AR

property for sale

Wire Rd

Mulberry, AR
property for sale

2605 W Commercial St

Ozark, AR
property for sale

1349 Peach Orchard Ln

Ozark, AR
property for sale

110 E Walker St

Ozark, AR
See the Newest Homes For Sale In Ozark, AR

Cost Of Living Quick Facts

  • The cost of living in Ozark is 7% lower than the Arkansas average
  • The cost of living in Ozark is 20% lower than the national average
  • Ozark housing is 52% lower than the national average
  • Arkansas general sales tax is 27% higher than the national average
  • Arkansas state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Ozark

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Compare Ozark, AR Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$50,230$4,186$1,172$1,507
      Renters$25,812$2,151$602$774
      A good indicator of the general affordability of housing in Ozark, AR, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Ozark, the median monthly income is $50,230 for those who own their own homes. Under the standard rule, that income level would allow for $1,172 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $25,812, per the median income in the area. That would allow for renters to spend up to $602 on monthly rental expenses.

      Arkansas Sales Tax

      State General Sales Tax With Max Surtax
      Arkansas 6.5% 11.625%

      Arkansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Arkansas 2% 4.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Denning, AR2797425.6%
      Branch, AR4037723.4%
      Coal Hill, AR1,0827821.8%
      Mulberry, AR1,6357921.3%
      Ratcliff, AR2087920.9%
      Ozark, AR3,6978020.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Byron, IL3,696928.1%
      Omro, WI3,696936.9%
      Guilford, PA3,69811110.6%
      Wills Point, TX3,6988613.7%
      Windsor, NS3,698n/a 
      Ozark, AR3,6978020.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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