Groton, Massachusetts Cost Of Living

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F

Overall 27%

Goods & Services 17%

Housing 65%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Groton	Massachusetts	National
Cost of living	127	130	100
Goods & Services	117	117	100
Groceries	104	119	100
Health care	116	118	100
Housing	165	165	100
Transportation	97	111	100
Utilities	114	111	100

Key findings

The cost of living in Groton is 3% lower than the Massachusetts average
The cost of living in Groton is 27% higher than the national average
Groton housing is 65% higher than the national average
Massachusetts general sales tax is 23% higher than the national average
Massachusetts state income tax is 103% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$107,500	$8,958	$2,508	$3,225
Renters	$0	$0	$0	$0

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	5%

Goods & Services

Item	Groton	National avg.	Difference
Haircut	$27.88	$20.27	37.5%
Beauty Salon	$41.83	$40.39	3.6%
Toothpaste	$2.09	$2.36	11.3%
Shampoo	$1.02	$1.08	5.2%
Movie	$9.99	$10.99	9.1%
Bowling	$22.92	$15.49	47.9%

Groceries

Item	Groton	National avg.	Difference
Ground Beef	$4.00	$4.30	7.0%
Fried Chicken	$1.20	$1.40	14.2%
Milk	$2.62	$2.20	19.1%
Potatoes	$4.07	$3.22	26.5%
Pizza	$11.46	$10.74	6.7%
Beer	$9.31	$9.60	3.0%

Health Care

Item	Groton	National avg.	Difference
Optometrist	$102.92	$109.73	6.2%
Doctor	$158.77	$118.34	34.2%
Dentist	$129.12	$100.94	27.9%
Ibuprofen	$9.40	$9.93	5.3%
Lipitor	$445.22	$469.53	5.2%

Housing

Item	Groton	National avg.	Difference
Home Price	$364,500.00	$184,700.00	97.3%
Avg. Mortgage Payment	$1,162.78	$1,229.62	5.4%
Apartment Rent	$847.00	$949.00	10.7%

Transportation

Item	Groton	National avg.	Difference
Gasoline	$2.46	$2.71	9.1%
Tire Balancing	$55.59	$51.86	7.2%

Utilities

Item	Groton	National avg.	Difference
All Electricity	$215.09	$170.84	25.9%
Phone	$183.36	$187.18	2.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Greenville, NH	1,104	100	0.1%
Fitchburg, MA	40,441	107	6.8%
Shirley, MA	1,361	108	7.7%
Townsend, MA	1,413	109	8.8%
Leominster, MA	41,304	112	11.8%
Groton, MA	1,163	127	27.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ruhenstroth, NV	1,163	120	20.5%
Taft Southwest, TX	1,163	79	20.6%
Waitsburg, WA	1,163	93	7.0%
Saint-Norbert-d'Arthabaska, QC	1,163	n/a
Bear Creek, AL	1,164	77	22.5%
Groton, MA	1,163	127	27.1%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.