Cost of Living in Gray, LA

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13%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gray Louisiana National
Cost of living8793100
Groceries9798100
Health care9596100
Housing6482100
Transportation9797100
Utilities100101100
Lifestyle & Entertainment9596100
Household Items9998100
Education & Childcare9495100
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Homes For Sale In Gray, LA

property for sale

4622 Sugar Bend St

Houma, LA
property for sale

437 Rue Evangeline

Houma, LA
property for sale

335 Julie St

Gray, LA
property for sale

271 Sophie Dr

Houma, LA

Cost Of Living Quick Facts

  • The cost of living in Gray is 6% lower than the Louisiana average
  • The cost of living in Gray is 13% lower than the national average
  • Gray housing is 36% lower than the national average
  • Louisiana general sales tax is 13% lower than the national average
  • Louisiana state income tax is 29% lower than the national average

Most Affordable Places to Live in and Around Gray

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Compare Gray, LA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$65,883$5,490$1,537$1,977
      Renters$48,879$4,073$1,140$1,467
      To approximate the cost of living and the housing affordability in Gray, LA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Gray have a median income of $65,883. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,537 per month to avoid calamity and poverty. The renters in the city have an income of about $48,879, which would make their monthly maximum allowable rental costs $1,140.

      Louisiana Sales Tax

      State General Sales Tax With Max Surtax
      Louisiana 4.45% 11.45%

      Louisiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Louisiana 1.85% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Choctaw, LA973973.5%
      Supreme, LA508973.5%
      Montegut, LA1,8578515.5%
      Kraemer, LA1,0678613.7%
      Raceland, LA11,0838812.4%
      Gray, LA6,5388713.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Rockaway, NJ6,53813231.6%
      Carrollton, VA6,53312524.9%
      Horseheads, NY6,544991.4%
      Swarthmore, PA6,53113029.6%
      Lynchburg, Moore County, TN6,531981.8%
      Gray, LA6,5388713.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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