Cost of Living in Carrollton, VA

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D-
25%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
72%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Carrollton Virginia National
Cost of living125111100
Groceries103103100
Health care104103100
Housing172129100
Transportation107105100
Utilities108104100
Lifestyle & Entertainment105103100
Household Items103102100
Education & Childcare103109100
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Homes For Sale In Carrollton, VA

property for sale

227 Manor Dr

Carrollton, VA
property for sale

23255 Brookwood Cir

Carrollton, VA
property for sale

13408 Anchor Ct

Carrollton, VA
property for sale

2082 Striper CT

Carrollton, VA

Cost Of Living Quick Facts

  • The cost of living in Carrollton is 12% higher than the Virginia average
  • The cost of living in Carrollton is 25% higher than the national average
  • Carrollton housing is 72% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Carrollton

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      The best places in Virginia

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$184,738$15,395$4,310$5,543
      Renters$82,818$6,902$1,932$2,485
      The affordability of the housing market in Carrollton, VA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Carrollton homeowners, the median income is $184,738. This indicates that a monthly maximum of $4,310 should be spent by homeowners on all housing related costs. Renters have a median income of $82,818. This indicates that renters would have a maximum of $1,932 for their rent related monthly costs.

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Benns Church, VA6631054.6%
      Windsor, VA2,8481033.0%
      Portsmouth, VA98,1941043.5%
      Hampton, VA138,8881055.0%
      Newport News, VA184,1341055.3%
      Carrollton, VA6,53312524.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Swarthmore, PA6,53113029.6%
      Lynchburg, Moore County, TN6,531981.8%
      Islamorada, Village of Islands, FL6,53017069.7%
      Shannon, QC6,530n/a 
      Dillon, SC6,5299010.3%
      Carrollton, VA6,53312524.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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