Cost of Living in Lynchburg, Moore County, TN

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2%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
1%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lynchburg, Moore County Tennessee National
Cost of living9892100
Groceries9898100
Health care9697100
Housing9980100
Transportation9997100
Utilities10198100
Lifestyle & Entertainment9297100
Household Items10198100
Education & Childcare10097100
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Homes For Sale In Lynchburg, Moore County, TN

property for sale

148 Rileys Bend Rd

Lynchburg, TN
property for sale

806 Brandon

Lynchburg, TN
property for sale

475 Lost Creek Rd

Lynchburg, TN
property for sale

77 Lynchburg Hwy

Lynchburg, TN

Cost Of Living Quick Facts

  • The cost of living in Lynchburg, Moore County is 6% higher than the Tennessee average
  • The cost of living in Lynchburg, Moore County is 2% lower than the national average
  • Lynchburg, Moore County housing is 1% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Lynchburg, Moore County

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      The best places in Tennessee

      Here are the best places to live in TennesseeThese are the 10 cheapest cities in TennesseeCheck out the 10 safest cities in TennesseeSee the best places to live in Lynchburg, Moore County
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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$102,121$8,510$2,383$3,064
      Renters$0$0$0$0
      A good way to judge both the affordability of the housing and the cost of living in Lynchburg, Moore County is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Lynchburg, Moore County has a median income of about $102,121 for people who own homes. Based on that number, a maximum of $2,383 should be spent on expenses related to housing. Renters have a slightly different median income, which is $0. Based on this average, renters should spend no more than $0 on all rental costs if they want to maintain a non-impoverished standard of living.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fayetteville, TN7,2928811.8%
      Normandy, TN164919.2%
      Park City, TN3,6238911.0%
      Estill Springs, TN2,144918.6%
      Shelbyville, TN22,648928.3%
      Lynchburg, Moore County, TN6,531981.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Swarthmore, PA6,53113029.6%
      Islamorada, Village of Islands, FL6,53017069.7%
      Shannon, QC6,530n/a 
      Dillon, SC6,5299010.3%
      Carrollton, VA6,53312524.9%
      Lynchburg, Moore County, TN6,531981.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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