Cost Of Living in Gray, LA

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14%

Overall NAT. AVG.

4%

Goods & Services NAT. AVG.

37%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Gray	Louisiana	National
Cost of living	86	91	100
Goods & Services	96	96	100
Groceries	92	95	100
Health care	97	99	100
Housing	63	81	100
Transportation	96	96	100
Utilities	98	84	100

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Cost Of Living Quick Facts

The cost of living in Gray is 5% lower than the Louisiana average
The cost of living in Gray is 14% lower than the national average
Gray housing is 37% lower than the national average
Louisiana general sales tax is 13% lower than the national average
Louisiana state income tax is 29% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$44,758	$3,730	$1,044	$1,343
Renters	$32,885	$2,740	$767	$987

To approximate the cost of living and the housing affordability in Gray, LA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Gray have a median income of $44,758. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,044 per month to avoid calamity and poverty. The renters in the city have an income of about $32,885, which would make their monthly maximum allowable rental costs $767.

Louisiana Sales Tax

State	General Sales Tax	With Max Surtax
Louisiana	4.45%	11.45%

Louisiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Louisiana	1.85%	4.25%

Goods & Services

Item	Gray	National avg.	Difference
Haircut	$21.56	$24.26	11.1%
Beauty Salon	$45.95	$45.56	0.8%
Toothpaste	$3.29	$3.70	11.0%
Shampoo	$1.14	$1.28	11.0%
Movie	$13.12	$12.13	8.1%
Bowling	$15.00	$18.00	16.7%

Groceries

Item	Gray	National avg.	Difference
Ground Beef	$6.14	$5.84	5.2%
Fried Chicken	$1.67	$1.57	6.2%
Milk	$4.53	$4.67	3.1%
Potatoes	$5.17	$4.93	4.8%
Pizza	$10.45	$12.09	13.6%
Beer	$9.79	$10.41	6.0%

Health Care

Item	Gray	National avg.	Difference
Optometrist	$108.00	$125.68	14.1%
Doctor	$106.99	$135.78	21.2%
Dentist	$127.56	$113.29	12.6%
Ibuprofen	$9.75	$10.65	8.4%
Lipitor	$488.87	$468.60	4.3%

Housing

Item	Gray	National avg.	Difference
Home Price	$87,200.00	$184,700.00	52.8%
Avg. Mortgage Payment	$1,993.08	$2,346.69	15.1%
Apartment Rent	$940.00	$949.00	0.9%

Transportation

Item	Gray	National avg.	Difference
Gasoline	$3.10	$3.46	10.4%
Tire Balancing	$67.49	$59.92	12.6%

Utilities

Item	Gray	National avg.	Difference
All Electricity	$190.43	$193.99	1.8%
Phone	$186.90	$192.25	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Choctaw, LA	938	92	7.8%
Supreme, LA	494	92	7.8%
Montegut, LA	1,809	84	16.2%
Kraemer, LA	1,041	83	16.9%
Raceland, LA	10,835	86	13.6%
Gray, LA	6,366	86	14.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Fowler, CA	6,366	121	21.3%
Hamlet, NC	6,366	85	15.2%
Steilacoom, WA	6,366	137	36.7%
Brunswick, MD	6,364	111	10.7%
Air Force Academy, CO	6,368	129	29.0%
Gray, LA	6,366	86	14.4%