Cost Of Living in Georgetown, DE

Get 300+ Local Insights for Any Address in Georgetown, DE

Get Access to 300+ Local Data Points

A-

8%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

21%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Georgetown	Delaware	National
Cost of living	108	109	100
Groceries	101	101	100
Health care	111	104	100
Housing	121	123	100
Transportation	104	100	100
Utilities	96	97	100
Lifestyle & Entertainment	n/a	n/a	n/a
Household Items	n/a	n/a	n/a
Education & Childcare	n/a	n/a	n/a

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Homes For Sale In Georgetown, DE

231 W Pine St

Georgetown, DE

18573 Emerson Way

Georgetown, DE

19605 Doe Dr

Georgetown, DE

4 Kawan Dr

Georgetown, DE

Cost Of Living Quick Facts

The cost of living in Georgetown is 1% lower than the Delaware average
The cost of living in Georgetown is 8% higher than the national average
Georgetown housing is 21% higher than the national average
Delaware general sales tax is 100% lower than the national average
Delaware state income tax is 15% lower than the national average

Most Affordable Places to Live in and Around Georgetown

See all the best places to live around Georgetown

Compare Georgetown, DE Cost of Living

Write a review to give others more information about this area.

See all Georgetown poll results

The best places in Delaware

Here are the best places to live in Delaware

Check out the 10 most dangerous cities in Delaware

See the best places to live in Georgetown

These are the largest cities in Delaware

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$94,303	$7,859	$2,200	$2,829
Renters	$57,384	$4,782	$1,339	$1,722

The affordability of the housing market in Georgetown, DE as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Georgetown homeowners, the median income is $94,303. This indicates that a monthly maximum of $2,200 should be spent by homeowners on all housing related costs. Renters have a median income of $57,384. This indicates that renters would have a maximum of $1,339 for their rent related monthly costs.

Delaware Sales Tax

State	General Sales Tax	With Max Surtax
Delaware	0%	0%

Delaware Income Tax

State	Income Tax (Low)	Income Tax (High)
Delaware	2.2%	6.6%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Long Neck, DE	2,953	86	13.7%
Farmington, DE	190	91	9.3%
Laurel, DE	4,430	96	4.3%
Blades, DE	1,161	97	2.9%
Ellendale, DE	774	98	2.1%
Georgetown, DE	7,641	108	7.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ancient Oaks, PA	7,641	121	20.6%
Highland Heights, KY	7,638	93	7.4%
Tuttle, OK	7,636	93	7.2%
Old Town, ME	7,646	96	3.7%
Tappan, NY	7,646	163	63.4%
Georgetown, DE	7,641	108	7.6%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Georgetown, DE

Homes For Sale In Georgetown, DE

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Georgetown

Compare Georgetown, DE Cost of Living

The best places in Delaware

Salary Calculator

Median Income & Debt-To-Income Ratio

Delaware Sales Tax

Delaware Income Tax

Nearby cities with low cost of living

Cities with similar population