Cost Of Living in Laurel, DE

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0%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

18%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Laurel	Delaware	National
Cost of living	100	107	100
Groceries	107	99	100
Health care	109	100	100
Housing	82	123	100
Transportation	110	99	100
Utilities	106	102	100
Lifestyle & Entertainment	111	102	100
Household Items	104	100	100
Education & Childcare	108	99	100

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Homes For Sale In Laurel, DE

28039 King Farms Rd

Laurel, DE

16202 Shiloh Church Rd

Laurel, DE

32732 Tussock Dr

Laurel, DE

6195 Watson Rd

Laurel, DE

Cost Of Living Quick Facts

The cost of living in Laurel is 7% lower than the Delaware average
The cost of living in Laurel is equal to the national average
Laurel housing is 18% lower than the national average
Delaware general sales tax is 100% lower than the national average
Delaware state income tax is 15% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$86,328	$7,194	$2,014	$2,590
Renters	$34,468	$2,872	$804	$1,034

A good indicator of the general affordability of housing in Laurel, DE, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Laurel, the median monthly income is $86,328 for those who own their own homes. Under the standard rule, that income level would allow for $2,014 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $34,468, per the median income in the area. That would allow for renters to spend up to $804 on monthly rental expenses.

Delaware Sales Tax

State	General Sales Tax	With Max Surtax
Delaware	0%	0%

Delaware Income Tax

State	Income Tax (Low)	Income Tax (High)
Delaware	2.2%	6.6%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Whaleyville, MD	50	108	7.7%
Federalsburg, MD	2,773	97	3.3%
Eldorado, MD	78	98	1.9%
Hebron, MD	1,042	99	1.0%
Blades, DE	1,161	101	1.3%
Laurel, DE	4,430	100	0.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Grayson, GA	4,430	122	21.6%
Littleton, NH	4,429	100	0.1%
Garwood, NJ	4,429	139	39.2%
Springville, NY	4,429	98	1.5%
Golden Triangle, NJ	4,431	123	22.6%
Laurel, DE	4,430	100	0.1%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Laurel, DE

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

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