Fresno cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexFresnoCaliforniaNational
Cost of living index101140100
IndexFresnoCaliforniaNational
Goods & Services index88111100
Groceries index105118100
Health care index111113100
Housing index100196100
Transportation index111128100
Utilities index129118100
Here we can see a simple outline of the cost of living in Fresno, CA. As you can see, with the average cost of living in Fresno, CA being 101, that puts it 28% lower than the average of California and 1% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Fresno, CA, the price of goods and services are 21% lower than the average of California as well as 12% lower than the nation's average.

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Did you know?

  • The cost of living in Fresno is 28% lower than the California average.
  • The cost of living in Fresno is 1% higher than the national average.
  • The cost of housing in Fresno is equal to the national average.
  • California general sales tax is 42% higher than the national average.
  • California state income tax is 55% lower than the national average.

Compare Fresno, CA Cost of living To Other Cities

Salary Calculator

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Health care index
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Use the salary calculator to compare your current salary in Fresno, CA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Fresno, CA, then you would need to earn more income in order to maintain the same standard of living. To use the Fresno, CA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$65,589$5,466$1,530$1,968
Renters$27,556$2,296$643$827
The affordability of the housing market in Fresno, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Fresno, CA homeowners, the median income is $65,589. This indicates that a monthly maximum of $1,530 should be spent by homeowners on all housing related costs. Renters have a median income of $27,556. This indicates that renters should have a maximum of $643 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.25%10.5%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%13.3%
When you are determining the total cost of living in Fresno, CA you will want to make sure you consider both the California sales tax and the California income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in California is 7.25%, with the highest surtax being 10.5%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in California have a range from 1% to 13.3%.

Goods & Services

ItemFresnoNational avg.Difference
Haircut $27.50$17.4957.2%
Beauty Salon $50.52$38.1732.4%
Toothpaste $2.52$2.328.6%
Shampoo $1.06$1.014.8%
Movie $15.05$10.7240.3%
Bowling $18.25$13.8631.7%

Groceries

ItemFresnoNational avg.Difference
Ground Beef $4.36$3.9011.8%
Fried Chicken $2.03$1.4045.4%
Milk $2.27$1.9615.7%
Potatoes $3.20$3.180.5%
Pizza $10.74$10.393.3%
Beer $8.99$9.232.6%

Health Care

ItemFresnoNational avg.Difference
Optometrist $127.00$106.3419.4%
Doctor $148.00$115.2528.4%
Dentist $99.60$98.381.2%
Ibuprofen $10.06$9.268.6%
Lipitor $502.77$466.477.8%

Housing

ItemFresnoNational avg.Difference
Home Price $187,500.00$184,700.001.5%
Avg. Mortgage Payment $1,556.13$1,273.3222.2%
Apartment Rent $901.00$949.005.1%

Transportation

ItemFresnoNational avg.Difference
Gasoline $3.24$2.5925.0%
Tire Balancing $45.00$48.908.0%

Utilities

ItemFresnoNational avg.Difference
All Electricity$260.15$167.6055.2%
Phone $173.87$163.426.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bowles, CA21111717%
Malaga, CA1,24692-8%
Biola, CA1,26592-8%
Parlier, CA14,9531033%
Mayfair, CA4,60593-7%
Fresno, CA513,8071011%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Tucson, AZ527,58693-7%
Sacramento, CA484,53011919%
Kansas City, MO471,76794-6%
Albuquerque, NM556,85995-5%
Mesa, AZ470,45695-5%
Fresno, CA513,8071011%
Source: The Fresno, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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