| Index | Calumet City | Illinois | National |
| Cost of living | 92 | 98 | 100 |
| Groceries | 101 | 100 | 100 |
| Health care | 97 | 100 | 100 |
| Housing | 73 | 95 | 100 |
| Transportation | 98 | 101 | 100 |
| Utilities | 100 | 99 | 100 |
| Lifestyle & Entertainment | 103 | 100 | 100 |
| Household Items | 100 | 100 | 100 |
| Education & Childcare | 96 | 100 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Calumet City? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Calumet City stands at 92, making it 8% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Calumet City aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Calumet City residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.
Is Calumet City affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Calumet City, the median home price is 40% lower than the national average and monthly rent prices are 2.1% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Calumet City boasting a median household income of $75,741, 6.9% lower than the national average.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Calumet City, the groceries index is 1.4% higher than the national average.
Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Calumet City, the healthcare costs are 2.6% lower than the national average.
The cost of living estimates displayed for Calumet City are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $88,593 | $7,383 | $2,067 | $2,658 |
| Renters | $48,360 | $4,030 | $1,128 | $1,451 |
| State | General Sales Tax | With Max Surtax |
| Illinois | 6.25% | 10.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Illinois | 4.95% | 4.95% |
| City | Population | Cost of Living Index | National Avg. |
| Ford Heights, IL | 2,801 | 83 | 16.6% |
| East Chicago, IN | 28,835 | 82 | 17.8% |
| Gary, IN | 77,151 | 81 | 19.3% |
| Phoenix, IL | 1,450 | 85 | 14.6% |
| Dixmoor, IL | 3,663 | 87 | 12.6% |
| Calumet City, IL | 36,968 | 92 | 8.5% |
| City | Population | Cost of Living Index | National Avg. |
| Foothill Farms, CA | 36,977 | 124 | 24.1% |
| Marion, OH | 36,920 | 83 | 17.1% |
| Mount Juliet, TN | 36,915 | 115 | 15.4% |
| Franklin, WI | 37,080 | 110 | 10.0% |
| Elmont, NY | 37,081 | 141 | 41.5% |
| Calumet City, IL | 36,968 | 92 | 8.5% |
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