| Index | Bellmore | New York | National |
| Cost of living | 153 | 121 | 100 |
| Groceries | 106 | 106 | 100 |
| Health care | 108 | 110 | 100 |
| Housing | 259 | 144 | 100 |
| Transportation | 111 | 113 | 100 |
| Utilities | 109 | 112 | 100 |
| Lifestyle & Entertainment | 106 | 111 | 100 |
| Household Items | 103 | 106 | 100 |
| Education & Childcare | 117 | 118 | 100 |
Knowing the cost of living in Bellmore allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Bellmore stands at 153, marking it 53% higher than the national average.
If you value affordability in your search for a new place to live, Bellmore may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Bellmore falls into this category, which may not align with your desire for an affordable place to call home.
When it comes to the cost of living in Bellmore, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 158.9% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Is Bellmore an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Bellmore is 186% higher than the national average, while the average monthly rent prices are 95.8% higher than average. The affordability of any location can also be influenced by median income levels. Bellmore has a median household income of $206,531, which is 153.9% higher than the national average.
Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Bellmore, the utilities index is 8.5% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Bellmore, the healthcare costs are 8.1% higher than the national average.
The Bellmore cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $220,382 | $18,365 | $5,142 | $6,612 |
| Renters | $122,021 | $10,168 | $2,847 | $3,661 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Wyandanch, NY | 11,925 | 125 | 25.1% |
| Brentwood, NY | 64,448 | 129 | 29.5% |
| North Bay Shore, NY | 20,198 | 130 | 29.6% |
| Hempstead, NY | 56,908 | 131 | 30.5% |
| North Lindenhurst, NY | 11,096 | 131 | 30.8% |
| Bellmore, NY | 16,248 | 153 | 53.5% |
| City | Population | Cost of Living Index | National Avg. |
| Rye, NY | 16,251 | 269 | 169.0% |
| Fillmore, CA | 16,243 | 145 | 44.6% |
| Grandville, MI | 16,236 | 96 | 4.2% |
| Hanover, PA | 16,236 | 97 | 3.4% |
| Aberdeen, MD | 16,231 | 108 | 7.7% |
| Bellmore, NY | 16,248 | 153 | 53.5% |
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