Cost of Living in Fern Forest, HI

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B-
11%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
18%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Fern Forest Hawaii National
Cost of living111163100
Groceries124126100
Health care116119100
Housing82252100
Transportation123121100
Utilities131131100
Lifestyle & Entertainment127127100
Household Items115115100
Education & Childcare128132100
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Homes For Sale In Fern Forest, HI

property for sale

11-2744 Ohialani Rd

Volcano, HI
property for sale

Kokokahi Rd

Volcano, HI
property for sale

11-2261 Kaleponi Rd

Volcano, HI
property for sale

Ohialani RD

Volcano, HI

Cost Of Living Quick Facts

  • The cost of living in Fern Forest is 32% lower than the Hawaii average
  • The cost of living in Fern Forest is 11% higher than the national average
  • Fern Forest housing is 18% lower than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Fern Forest

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      Salary Calculator

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$28,243$2,354$659$847

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Eden Roc, HI7261077.4%
      Nanawale Estates, HI1,43711313.5%
      Ainaloa, HI3,73311918.6%
      Fern Acres, HI1,78312019.6%
      Mountain View, HI3,61212121.5%
      Fern Forest, HI65311110.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Norfolk, CT65311010.0%
      Sherrard, IL653909.6%
      New Market, IN6538514.6%
      Oldenburg, IN653991.2%
      Burden, KS6538119.0%
      Fern Forest, HI65311110.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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