Fern Acres, Hawaii Cost Of Living

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F

Overall 29%

Goods & Services 29%

Housing 11%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Fern Acres	Hawaii	National
Cost of living	129	176	100
Goods & Services	129	127	100
Groceries	152	156	100
Health care	119	120	100
Housing	89	250	100
Transportation	146	141	100
Utilities	203	194	100

Key findings

The cost of living in Fern Acres is 27% lower than the Hawaii average
The cost of living in Fern Acres is 29% higher than the national average
Fern Acres housing is 11% lower than the national average
Hawaii general sales tax is 18% lower than the national average
Hawaii state income tax is 43% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$42,500	$3,542	$992	$1,275
Renters	$30,500	$2,542	$712	$915

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4.166%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Goods & Services

Item	Fern Acres	National avg.	Difference
Haircut	$12.17	$17.49	30.4%
Beauty Salon	$31.47	$38.17	17.5%
Toothpaste	$4.08	$2.32	76.0%
Shampoo	$1.72	$1.01	70.3%
Movie	$10.04	$10.72	6.4%
Bowling	$13.87	$13.86	0.1%

Groceries

Item	Fern Acres	National avg.	Difference
Ground Beef	$4.25	$3.90	9.0%
Fried Chicken	$2.19	$1.40	56.8%
Milk	$3.21	$1.96	63.4%
Potatoes	$4.25	$3.18	33.6%
Pizza	$12.30	$10.39	18.3%
Beer	$7.78	$9.23	15.7%

Health Care

Item	Fern Acres	National avg.	Difference
Optometrist	$136.85	$106.34	28.7%
Doctor	$133.68	$115.25	16.0%
Dentist	$112.79	$98.38	14.6%
Ibuprofen	$13.01	$9.26	40.5%
Lipitor	$398.63	$466.47	14.5%

Housing

Item	Fern Acres	National avg.	Difference
Home Price	$172,200.00	$184,700.00	6.8%
Avg. Mortgage Payment	$2,014.49	$1,273.32	58.2%
Apartment Rent	$746.00	$949.00	21.4%

Transportation

Item	Fern Acres	National avg.	Difference
Gasoline	$3.16	$2.59	22.0%
Tire Balancing	$72.96	$48.90	49.2%

Utilities

Item	Fern Acres	National avg.	Difference
All Electricity	$431.66	$167.60	157.5%
Phone	$39.39	$163.42	75.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Eden Roc, HI	599	121	21%
Fern Forest, HI	669	123	23%
Nanawale Estates, HI	1,590	130	30%
Ainaloa, HI	3,102	130	30%
Hawaiian Acres, HI	2,603	133	33%
Fern Acres, HI	1,392	129	29%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Chapmanville, WV	1,392	84	-16%
Muscoda, WI	1,392	85	-15%
Mayo, SC	1,393	86	-14%
Bel-Nor, MO	1,393	91	-9%
Cedar Point, NC	1,393	118	18%
Fern Acres, HI	1,392	129	29%

Source: The Fern Acres, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Fern Acres, HI Cost of Living

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