Cost of Living in Fern Acres, HI

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D
20%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Fern Acres Hawaii National
Cost of living120163100
Groceries124126100
Health care116119100
Housing111252100
Transportation123121100
Utilities131131100
Lifestyle & Entertainment127127100
Household Items115115100
Education & Childcare128132100
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Homes For Sale In Fern Acres, HI

property for sale

Plumeria St

Mountain View, HI
property for sale

Lehua St

Mountain View, HI
property for sale

113602 Hibiscus St

Mountain View, HI
property for sale

Pikake St

Mountain View, HI

Cost Of Living Quick Facts

  • The cost of living in Fern Acres is 27% lower than the Hawaii average
  • The cost of living in Fern Acres is 20% higher than the national average
  • Fern Acres housing is 11% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Fern Acres

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$77,849$6,487$1,816$2,336
      Renters$0$0$0$0

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Eden Roc, HI7261077.4%
      Fern Forest, HI65311110.9%
      Nanawale Estates, HI1,43711313.5%
      Ainaloa, HI3,73311918.6%
      Mountain View, HI3,61212121.5%
      Fern Acres, HI1,78312019.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ledbetter, KY1,7838910.6%
      Wardsville, MO1,7831022.1%
      South Browning, MT1,7837920.6%
      Saint-Antoine, NB1,783n/a 
      Sardis City, AL1,784918.6%
      Fern Acres, HI1,78312019.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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