| Index | Fern Acres | Hawaii | National |
| Cost of living index | 129 | 176 | 100 |
| Index | Fern Acres | Hawaii | National |
| Goods & Services index | 129 | 127 | 100 |
| Groceries index | 152 | 156 | 100 |
| Health care index | 119 | 120 | 100 |
| Housing index | 89 | 250 | 100 |
| Transportation index | 146 | 141 | 100 |
| Utilities index | 203 | 194 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $42,500 | $3,542 | $992 | $1,275 |
| Renters | $30,500 | $2,542 | $712 | $915 |
| State | General Sales Tax | With Max Surtax |
| Hawaii | 4.166% | 4.712% |
| State | Income Tax (Low) | Income Tax (High) |
| Hawaii | 1.4% | 8.25% |
| Item | Fern Acres | National avg. | Difference |
| Haircut | $12.17 | $17.49 | 30.4% |
| Beauty Salon | $31.47 | $38.17 | 17.5% |
| Toothpaste | $4.08 | $2.32 | 76.0% |
| Shampoo | $1.72 | $1.01 | 70.3% |
| Movie | $10.04 | $10.72 | 6.4% |
| Bowling | $13.87 | $13.86 | 0.1% |
| Item | Fern Acres | National avg. | Difference |
| Ground Beef | $4.25 | $3.90 | 9.0% |
| Fried Chicken | $2.19 | $1.40 | 56.8% |
| Milk | $3.21 | $1.96 | 63.4% |
| Potatoes | $4.25 | $3.18 | 33.6% |
| Pizza | $12.30 | $10.39 | 18.3% |
| Beer | $7.78 | $9.23 | 15.7% |
| Item | Fern Acres | National avg. | Difference |
| Optometrist | $136.85 | $106.34 | 28.7% |
| Doctor | $133.68 | $115.25 | 16.0% |
| Dentist | $112.79 | $98.38 | 14.6% |
| Ibuprofen | $13.01 | $9.26 | 40.5% |
| Lipitor | $398.63 | $466.47 | 14.5% |
| Item | Fern Acres | National avg. | Difference |
| Home Price | $172,200.00 | $184,700.00 | 6.8% |
| Avg. Mortgage Payment | $2,014.49 | $1,273.32 | 58.2% |
| Apartment Rent | $746.00 | $949.00 | 21.4% |
| Item | Fern Acres | National avg. | Difference |
| Gasoline | $3.16 | $2.59 | 22.0% |
| Tire Balancing | $72.96 | $48.90 | 49.2% |
| Item | Fern Acres | National avg. | Difference |
| All Electricity | $431.66 | $167.60 | 157.5% |
| Phone | $39.39 | $163.42 | 75.9% |
| City, State | Population | Cost of Living Index | National Avg. |
| Eden Roc, HI | 599 | 121 | 21% |
| Fern Forest, HI | 669 | 123 | 23% |
| Nanawale Estates, HI | 1,590 | 130 | 30% |
| Ainaloa, HI | 3,102 | 130 | 30% |
| Hawaiian Acres, HI | 2,603 | 133 | 33% |
| Fern Acres, HI | 1,392 | 129 | 29% |
| City, State | Population | Cost of Living Index | National Avg. |
| Muscoda, WI | 1,392 | 85 | -15% |
| Chapmanville, WV | 1,392 | 84 | -16% |
| San Rafael, NM | 1,391 | 81 | -19% |
| Barbourmeade, KY | 1,391 | 109 | 9% |
| Seven Points, TX | 1,391 | 86 | -14% |
| Fern Acres, HI | 1,392 | 129 | 29% |