Ainaloa, Hawaii Cost Of Living

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F

Overall 33%

Goods & Services 34%

Housing 7%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ainaloa	Hawaii	National
Cost of living	133	176	100
Goods & Services	134	130	100
Groceries	157	155	100
Health care	129	122	100
Housing	93	250	100
Transportation	151	142	100
Utilities	209	187	100

Key findings

The cost of living in Ainaloa is 24% lower than the Hawaii average
The cost of living in Ainaloa is 33% higher than the national average
Ainaloa housing is 7% lower than the national average
Hawaii general sales tax is 18% lower than the national average
Hawaii state income tax is 43% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$32,708	$2,726	$763	$981
Renters	$20,119	$1,677	$469	$604

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4.166%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Goods & Services

Item	Ainaloa	National avg.	Difference
Haircut	$12.17	$20.27	40.0%
Beauty Salon	$31.47	$40.39	22.1%
Toothpaste	$4.08	$2.36	73.1%
Shampoo	$1.72	$1.08	60.1%
Movie	$10.04	$10.99	8.6%
Bowling	$13.87	$15.49	10.5%

Groceries

Item	Ainaloa	National avg.	Difference
Ground Beef	$4.25	$4.30	1.0%
Fried Chicken	$2.19	$1.40	56.4%
Milk	$3.21	$2.20	45.5%
Potatoes	$4.25	$3.22	32.1%
Pizza	$12.30	$10.74	14.5%
Beer	$7.78	$9.60	18.9%

Health Care

Item	Ainaloa	National avg.	Difference
Optometrist	$136.85	$109.73	24.7%
Doctor	$133.68	$118.34	13.0%
Dentist	$112.79	$100.94	11.7%
Ibuprofen	$13.01	$9.93	31.0%
Lipitor	$398.63	$469.53	15.1%

Housing

Item	Ainaloa	National avg.	Difference
Home Price	$159,500.00	$184,700.00	13.6%
Avg. Mortgage Payment	$2,014.49	$1,229.62	63.8%
Apartment Rent	$1,019.00	$949.00	7.4%

Transportation

Item	Ainaloa	National avg.	Difference
Gasoline	$3.16	$2.71	16.7%
Tire Balancing	$72.96	$51.86	40.7%

Utilities

Item	Ainaloa	National avg.	Difference
All Electricity	$431.66	$170.84	152.7%
Phone	$39.39	$187.18	79.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Eden Roc, HI	599	124	24.4%
Fern Forest, HI	669	126	26.4%
Fern Acres, HI	1,392	132	32.3%
Nanawale Estates, HI	1,590	133	33.4%
Hawaiian Acres, HI	2,603	137	36.9%
Ainaloa, HI	3,102	133	33.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Tolono, IL	3,101	87	12.7%
Crockett, CA	3,103	147	46.6%
Northwest Harwinton, CT	3,103	112	12.4%
Harbour Heights, FL	3,103	100	0.2%
Westminster, LA	3,103	107	6.7%
Ainaloa, HI	3,102	133	33.5%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.