Cost Of Living in Ainaloa, HI

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D+

19%

Overall NAT. AVG.

24%

Groceries NAT. AVG.

8%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ainaloa	Hawaii	National
Cost of living	119	163	100
Groceries	124	126	100
Health care	116	119	100
Housing	108	252	100
Transportation	123	121	100
Utilities	131	131	100
Lifestyle & Entertainment	127	127	100
Household Items	115	115	100
Education & Childcare	128	132	100

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Homes For Sale In Ainaloa, HI

16-2039 Lehua Dr

Pahoa, HI

16-2096 Lauhala Dr

Pahoa, HI

16-2044 Hanale Dr

Pahoa, HI

16-2067 Treefern Dr

Pahoa, HI

Cost Of Living Quick Facts

The cost of living in Ainaloa is 27% lower than the Hawaii average
The cost of living in Ainaloa is 19% higher than the national average
Ainaloa housing is 8% higher than the national average
Hawaii general sales tax is 22% lower than the national average
Hawaii state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$90,977	$7,581	$2,123	$2,730
Renters	$33,968	$2,831	$793	$1,019

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Eden Roc, HI	726	107	7.4%
Fern Forest, HI	653	111	10.9%
Nanawale Estates, HI	1,437	113	13.5%
Fern Acres, HI	1,783	120	19.6%
Mountain View, HI	3,612	121	21.5%
Ainaloa, HI	3,733	119	18.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Toledo, OR	3,733	111	10.6%
Lyman, SC	3,732	96	4.3%
Landmark, AR	3,734	85	15.0%
Golden Beach, MD	3,731	128	27.6%
Paulding, OH	3,735	84	16.4%
Ainaloa, HI	3,733	119	18.6%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Ainaloa, HI

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

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