D+
23%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
61%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Santa Clara Eugene Oregon
Cost of living123119111
Groceries102102104
Health care109109105
Housing161148124
Transportation105105106
Utilities106106106
Lifestyle & Entertainment112112107
Household Items102102104
Education & Childcare119119109
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Cost Of Living Quick Facts

  • The cost of living in Santa Clara is 11% higher than the Eugene average
  • The cost of living in Santa Clara is 23% higher than the national average
  • Santa Clara housing is 61% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Santa Clara

See all the best places to live around Santa Clara

Compare Eugene, OR Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Santa Clara?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Santa Clara?
      Write a review to give others more information about this area.
      See all Santa Clara poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$119,933$9,994$2,798$3,598

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Alpine, OR2191098.6%
      Monroe, OR6651077.0%
      Harrisburg, OR3,9501077.2%
      Springfield, OR64,8721098.7%
      Junction City, OR6,30511110.6%
      Eugene, OR176,24911919.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Oshawa, ON176,009n/a 
      Garden Grove, CA176,55116565.4%
      Salem, OR177,13811514.6%
      Peoria, AZ177,68611818.4%
      Pembroke Pines, FL178,77712323.1%
      Eugene, OR176,24911919.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.