Springfield, Oregon Cost Of Living

B-

6%

Overall NAT. AVG.

5%

Goods & Services NAT. AVG.

11%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Springfield	Oregon	National
Cost of living	106	115	100
Goods & Services	105	109	100
Groceries	108	108	100
Health care	101	104	100
Housing	89	123	100
Transportation	142	132	100
Utilities	123	107	100

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Cost Of Living Quick Facts

The cost of living in Springfield is 8% lower than the Oregon average
The cost of living in Springfield is 6% higher than the national average
Springfield housing is 11% lower than the national average
Oregon general sales tax is 100% lower than the national average
Oregon state income tax is 111% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$65,237	$5,436	$1,522	$1,957
Renters	$37,545	$3,129	$876	$1,126

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Springfield, OR, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Springfield homeowners, is $65,237. This would allow for a maximum of $1,522 per month to be spent on housing costs. For renters, the median monthly income is $37,545 which would result in a maximum of $876 to be spent on rental costs.

Oregon Sales Tax

State	General Sales Tax	With Max Surtax
Oregon	0%	0%

Oregon Income Tax

State	Income Tax (Low)	Income Tax (High)
Oregon	4.75%	9.9%

Goods & Services

Item	Springfield	National avg.	Difference
Haircut	$28.57	$22.08	29.4%
Beauty Salon	$45.10	$42.88	5.2%
Toothpaste	$3.20	$2.57	24.9%
Shampoo	$1.42	$1.15	22.7%
Movie	$10.25	$11.51	10.9%
Bowling	$19.08	$16.62	14.8%

Groceries

Item	Springfield	National avg.	Difference
Ground Beef	$5.74	$4.98	15.3%
Fried Chicken	$0.98	$1.58	38.2%
Milk	$2.91	$2.42	20.3%
Potatoes	$3.27	$3.54	7.6%
Pizza	$12.13	$11.49	5.6%
Beer	$10.36	$10.04	3.2%

Health Care

Item	Springfield	National avg.	Difference
Optometrist	$101.47	$117.76	13.8%
Doctor	$106.07	$125.34	15.4%
Dentist	$142.16	$107.52	32.2%
Ibuprofen	$10.55	$10.26	2.9%
Lipitor	$339.45	$459.24	26.1%

Housing

Item	Springfield	National avg.	Difference
Home Price	$226,300.00	$184,700.00	22.5%
Avg. Mortgage Payment	$2,567.01	$1,697.41	51.2%
Apartment Rent	$969.00	$949.00	2.1%

Transportation

Item	Springfield	National avg.	Difference
Gasoline	$4.55	$3.85	18.2%
Tire Balancing	$109.00	$57.01	91.2%

Utilities

Item	Springfield	National avg.	Difference
All Electricity	$252.90	$177.27	42.7%
Phone	$178.39	$189.62	5.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Junction City, OR	6,140	107	7.3%
Lowell, OR	1,027	107	7.3%
Creswell, OR	5,445	109	9.3%
Eugene, OR	170,457	116	15.9%
Coburg, OR	1,384	116	16.2%
Springfield, OR	62,729	106	5.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Brentwood, NY	62,743	127	26.9%
Coon Rapids, MN	62,706	101	1.0%
Montebello, CA	62,697	139	39.3%
La Habra, CA	62,787	144	43.7%
Waltham, MA	62,597	148	47.7%
Springfield, OR	62,729	106	5.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.