Eugene, Oregon Cost Of Living

D

16%

Overall NAT. AVG.

5%

Goods & Services NAT. AVG.

22%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Eugene	Oregon	National
Cost of living	116	115	100
Goods & Services	105	109	100
Groceries	108	108	100
Health care	101	104	100
Housing	122	123	100
Transportation	142	132	100
Utilities	123	107	100

New Real Estate Listings in Eugene Area

For Sale For Rent

Search

Search Homes for Sale in Eugene, OR

See How Much House You Can Afford. Get Pre-Approved Today

Cost Of Living Quick Facts

The cost of living in Eugene is 1% higher than the Oregon average
The cost of living in Eugene is 16% higher than the national average
Eugene housing is 22% higher than the national average
Oregon general sales tax is 100% lower than the national average
Oregon state income tax is 111% higher than the national average

Most Affordable Places to Live in and Around Eugene

See all the best places to live around Eugene

Compare Eugene, OR Cost of Living

Write a review to give others more information about this area.

See all Eugene poll results

The best places in Oregon

Here are the best places to live in Oregon

Check out the 10 safest cities in Oregon

Top 10 best public schools in Eugene

See the best places to live in & around Eugene

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$84,753	$7,063	$1,977	$2,543
Renters	$34,830	$2,903	$813	$1,045

To approximate the cost of living and the housing affordability in Eugene, OR, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Eugene have a median income of $84,753. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,977 per month to avoid calamity and poverty. The renters in the city have an income of about $34,830, which would make their monthly maximum allowable rental costs $813.

Oregon Sales Tax

State	General Sales Tax	With Max Surtax
Oregon	0%	0%

Oregon Income Tax

State	Income Tax (Low)	Income Tax (High)
Oregon	4.75%	9.9%

Goods & Services

Item	Eugene	National avg.	Difference
Haircut	$28.57	$22.08	29.4%
Beauty Salon	$45.10	$42.88	5.2%
Toothpaste	$3.20	$2.57	24.9%
Shampoo	$1.42	$1.15	22.7%
Movie	$10.25	$11.51	10.9%
Bowling	$19.08	$16.62	14.8%

Groceries

Item	Eugene	National avg.	Difference
Ground Beef	$5.74	$4.98	15.3%
Fried Chicken	$0.98	$1.58	38.2%
Milk	$2.91	$2.42	20.3%
Potatoes	$3.27	$3.54	7.6%
Pizza	$12.13	$11.49	5.6%
Beer	$10.36	$10.04	3.2%

Health Care

Item	Eugene	National avg.	Difference
Optometrist	$101.47	$117.76	13.8%
Doctor	$106.07	$125.34	15.4%
Dentist	$142.16	$107.52	32.2%
Ibuprofen	$10.55	$10.26	2.9%
Lipitor	$339.45	$459.24	26.1%

Housing

Item	Eugene	National avg.	Difference
Home Price	$304,500.00	$184,700.00	64.9%
Avg. Mortgage Payment	$2,567.01	$1,697.41	51.2%
Apartment Rent	$1,075.00	$949.00	13.3%

Transportation

Item	Eugene	National avg.	Difference
Gasoline	$4.55	$3.85	18.2%
Tire Balancing	$109.00	$57.01	91.2%

Utilities

Item	Eugene	National avg.	Difference
All Electricity	$252.90	$177.27	42.7%
Phone	$178.39	$189.62	5.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Harrisburg, OR	3,852	105	5.2%
Springfield, OR	62,729	106	5.8%
Veneta, OR	5,010	107	6.7%
Junction City, OR	6,140	107	7.3%
Creswell, OR	5,445	109	9.3%
Eugene, OR	170,457	116	15.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Sherbrooke, QC	170,686	n/a
Cary, NC	169,177	112	12.5%
Salem, OR	171,806	106	6.1%
Pembroke Pines, FL	171,979	114	14.2%
Peoria, AZ	172,109	103	3.2%
Eugene, OR	170,457	116	15.9%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2023; this is the most current data available.