Healdsburg cost of living index

A general summary of the cost of living index in Healdsburg, CA is shown above. Compared to the state average of California the cost of living index in Healdsburg, CA is 170, which is 23% higher than the average in California and compared to the national average it is 70% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Healdsburg, CA goods and services come in at 17% higher than the average in California and are 29% higher than compared to the nationwide average.

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Salary Calculator

Use the salary calculator to compare your current salary in Healdsburg, CA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Healdsburg, CA, then you would need to earn more income in order to maintain the same standard of living. To use the Healdsburg, CA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

If you want to find a good determining factor for the cost of living and the general affordability of housing in Healdsburg, CA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Healdsburg, CA, the median monthly income is $94,708 for those who own their own homes. Under the standard rule, that income level would allow for $2,210 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $48,920, per the median income in the area. That would allow for renters to spend up to $1,141 on monthly rental expenses.

California Sales Tax

California Income Tax

When assessing the complete cost of living in Healdsburg, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10.25%, and the California sales tax is 7.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 13.3% in California.

Goods & Services

Groceries

Health Care

Housing

Transportation

Utilities

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

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Source: The Healdsburg, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.