Healdsburg, California Cost Of Living

Buy Rent

F

Overall 71%

Goods & Services 23%

Housing 172%

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Healdsburg	California	National
Cost of living	171	140	100
Goods & Services	123	109	100
Groceries	130	112	100
Health care	123	109	100
Housing	272	196	100
Transportation	143	132	100
Utilities	134	127	100

Key findings

The cost of living in Healdsburg is 23% higher than the California average
The cost of living in Healdsburg is 71% higher than the national average
Healdsburg housing is 172% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$94,708	$7,892	$2,210	$2,842
Renters	$48,920	$4,077	$1,141	$1,468

A good indicator of the general affordability of housing in Healdsburg, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Healdsburg, the median monthly income is $94,708 for those who own their own homes. Under the standard rule, that income level would allow for $2,210 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $48,920, per the median income in the area. That would allow for renters to spend up to $1,141 on monthly rental expenses.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Healdsburg	National avg.	Difference
Haircut	$23.94	$20.27	18.1%
Beauty Salon	$76.38	$40.39	89.1%
Toothpaste	$2.93	$2.36	24.1%
Shampoo	$1.32	$1.08	22.6%
Movie	$16.04	$10.99	46.0%
Bowling	$20.50	$15.49	32.3%

Groceries

Item	Healdsburg	National avg.	Difference
Ground Beef	$4.38	$4.30	1.8%
Fried Chicken	$1.80	$1.40	28.9%
Milk	$2.55	$2.20	15.9%
Potatoes	$3.74	$3.22	16.3%
Pizza	$12.49	$10.74	16.3%
Beer	$10.21	$9.60	6.4%

Health Care

Item	Healdsburg	National avg.	Difference
Optometrist	$136.56	$109.73	24.5%
Doctor	$148.50	$118.34	25.5%
Dentist	$133.23	$100.94	32.0%
Ibuprofen	$12.21	$9.93	23.0%
Lipitor	$479.93	$469.53	2.2%

Housing

Item	Healdsburg	National avg.	Difference
Home Price	$596,700.00	$184,700.00	223.1%
Avg. Mortgage Payment	$4,448.29	$1,229.62	261.8%
Apartment Rent	$1,445.00	$949.00	52.3%

Transportation

Item	Healdsburg	National avg.	Difference
Gasoline	$4.03	$2.71	48.5%
Tire Balancing	$69.34	$51.86	33.7%

Utilities

Item	Healdsburg	National avg.	Difference
All Electricity	$266.44	$170.84	56.0%
Phone	$196.49	$187.18	5.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cobb, CA	1,122	113	12.6%
Roseland, CA	5,859	137	37.2%
Middletown, CA	771	127	27.4%
Monte Rio, CA	981	141	41.2%
Cloverdale, CA	8,763	141	41.4%
Healdsburg, CA	11,614	171	71.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Byram, MS	11,610	85	14.9%
East Bethel, MN	11,618	109	9.3%
Wallington, NJ	11,618	128	28.1%
Lake Los Angeles, CA	11,609	104	3.9%
Mexico, MO	11,622	84	16.1%
Healdsburg, CA	11,614	171	71.5%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.