Cost of Living in Erma, NJ

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F
23%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Erma New Jersey National
Cost of living123125100
Groceries107108100
Health care109112100
Housing152157100
Transportation112114100
Utilities114111100
Lifestyle & Entertainment113113100
Household Items110107100
Education & Childcare114120100
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Homes For Sale In Erma, NJ

property for sale

934 Carol Ave

Cape May, NJ
property for sale

807 Walnut St

Cape May, NJ
property for sale

1607 Tidewater Ave #1607

Rio Grande, NJ
property for sale

537 Seashore Rd

Cape May, NJ

Cost Of Living Quick Facts

  • The cost of living in Erma is 2% lower than the New Jersey average
  • The cost of living in Erma is 23% higher than the national average
  • Erma housing is 52% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Erma

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$131,900$10,992$3,077$3,957
      Renters$75,307$6,276$1,757$2,259

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Strathmere, NJ6011111.2%
      Whitesboro, NJ2,6441077.3%
      Burleigh, NJ4461087.8%
      Villas, NJ9,97611111.2%
      North Cape May, NJ3,8861098.8%
      Erma, NJ2,11312323.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Byron, CA2,11318382.6%
      Pine Grove, CA2,11312726.7%
      San Pasqual, CA2,113208108.3%
      WaKeeney, KS2,1138316.6%
      West Buechel, KY2,1138712.6%
      Erma, NJ2,11312323.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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