| Index | Englewood | Colorado | National |
| Cost of living | 129 | 115 | 100 |
| Groceries | 106 | 104 | 100 |
| Health care | 106 | 107 | 100 |
| Housing | 182 | 136 | 100 |
| Transportation | 103 | 106 | 100 |
| Utilities | 109 | 108 | 100 |
| Lifestyle & Entertainment | 106 | 107 | 100 |
| Household Items | 102 | 105 | 100 |
| Education & Childcare | 111 | 111 | 100 |
Knowing the cost of living in Englewood allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Englewood stands at 129, marking it 29% higher than the national average.
The cost of living in Englewood is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Englewood falls into this category, which may not be suitable for those seeking an economically favorable living environment.
When it comes to the cost of living in Englewood, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 81.7% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
The real experts on a city are its residents. That's why we reached out to 7 locals to get their views on the cost of living in Englewood. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 14% found it budget-friendly with decreasing prices, while 86% said it's simply not affordable as prices have continued to rise.
Wondering if Englewood is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Englewood, for example, the median home price is 104.2% higher than what folks pay nationally, and monthly rent is 29.2% higher than the usual rates. Plus, income levels matter too, with Englewood boasting a median household income of $97,216, which is 19.5% higher than the national average.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Englewood, the prevailing sales tax rate starts at 2.9%, and income tax rates kick off at 4.4%.
Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Englewood, healthcare costs are 6% higher than the national average.
The Englewood cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
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| Groceries index | |
| Health care index | |
| Housing index | |
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| Utilities index | |
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $143,295 | $11,941 | $3,343 | $4,299 |
| Renters | $66,490 | $5,541 | $1,551 | $1,995 |
| State | General Sales Tax | With Max Surtax |
| Colorado | 2.9% | 10% |
| State | Income Tax (Low) | Income Tax (High) |
| Colorado | 4.4% | 4.4% |
| City | Population | Cost of Living Index | National Avg. |
| Glendale CDP, CO | 80 | 109 | 9.1% |
| Lakeside, CO | 6 | 90 | 10.0% |
| North Washington, CO | 676 | 99 | 0.9% |
| Derby, CO | 9,365 | 111 | 10.6% |
| Welby, CO | 15,922 | 117 | 17.0% |
| Englewood, CO | 35,724 | 129 | 28.5% |
| City | Population | Cost of Living Index | National Avg. |
| Goldsboro, NC | 35,716 | 92 | 7.6% |
| Redan, GA | 35,746 | 96 | 4.3% |
| Goshen, IN | 35,691 | 90 | 10.4% |
| Brunswick, OH | 35,761 | 96 | 3.6% |
| Parkland County, AB | 35,675 | n/a | |
| Englewood, CO | 35,724 | 129 | 28.5% |
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