A+
4%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
4%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Brunswick Ohio National
Cost of living9689100
Groceries9997100
Health care9796100
Housing9674100
Transportation9996100
Utilities9396100
Lifestyle & Entertainment9295100
Household Items9897100
Education & Childcare9393100
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An Overview of Cost of Living in Brunswick, OH

Knowing the cost of living in Brunswick allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Brunswick stands at 96, marking it 4% lower than the national average.

The cost of living in Brunswick aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Brunswick residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

What Do Locals Say About the Cost of Living in Brunswick?

Locals have the inside scoop on their city. So, we polled 8 residents in Brunswick to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 38% find it reasonable with decreasing prices, but 63% think it's quite pricey, with prices that continue to rise.

Is Brunswick Affordable?

Is Brunswick an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Brunswick, the median home price is 3.7% lower than what most folks pay across the country, and monthly rent prices are 3.1% lower than the usual rates. Income levels in Brunswick come in at $106,692, which is 31.2% higher than the national average.

What Factors can Influence the Cost of Living in Brunswick?

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Brunswick, the groceries index is 0.8% lower than the national average.

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Brunswick, the transportation index is 0.7% lower than the national average.

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Where is the Data From?

The Brunswick cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Brunswick is 8% higher than the Ohio average
  • The cost of living in Brunswick is 4% lower than the national average
  • Brunswick housing is 4% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Brunswick

See all the best places to live around Brunswick

Compare Brunswick, OH Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$122,487$10,207$2,858$3,675
      Renters$68,014$5,668$1,587$2,041
      The affordability of the housing market in Brunswick, OH as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Brunswick homeowners, the median income is $122,487. This indicates that a monthly maximum of $2,858 should be spent by homeowners on all housing related costs. Renters have a median income of $68,014. This indicates that renters would have a maximum of $1,587 for their rent related monthly costs.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Linndale, OH3468118.5%
      Eaton Estates, OH1,2348317.1%
      Newburgh Heights, OH1,8418217.7%
      Garfield Heights, OH28,4638316.5%
      Maple Heights, OH22,8918515.2%
      Brunswick, OH35,761963.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Redan, GA35,746964.3%
      Englewood, CO35,72412928.5%
      Goldsboro, NC35,716927.6%
      Goshen, IN35,6919010.4%
      Parkland County, AB35,675n/a 
      Brunswick, OH35,761963.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.