Cost Of Living in Elm Springs, AR

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B-

9%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

48%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Elm Springs	Arkansas	National
Cost of living	109	86	100
Groceries	97	96	100
Health care	97	95	100
Housing	148	67	100
Transportation	90	94	100
Utilities	94	93	100
Lifestyle & Entertainment	87	93	100
Household Items	93	96	100
Education & Childcare	86	92	100

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Homes For Sale In Elm Springs, AR

702 Valley Ln

Elm Springs, AR

369 Waterfall Ln

Elm Springs, AR

101 Highgrove Cv

Springdale, AR

parkside willow W County Line RD

Springs, AR

Cost Of Living Quick Facts

The cost of living in Elm Springs is 27% higher than the Arkansas average
The cost of living in Elm Springs is 9% higher than the national average
Elm Springs housing is 48% higher than the national average
Arkansas general sales tax is 27% higher than the national average
Arkansas state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$136,490	$11,374	$3,185	$4,095
Renters	$0	$0	$0	$0

Arkansas Sales Tax

State	General Sales Tax	With Max Surtax
Arkansas	6.5%	11.625%

Arkansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Arkansas	2%	4.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Springtown, AR	140	94	6.0%
Decatur, AR	1,584	82	17.7%
Elkins, AR	3,379	91	9.4%
Springdale, AR	82,462	90	9.8%
Bethel Heights, AR	2,549	91	9.3%
Elm Springs, AR	2,539	109	9.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Amboy, IL	2,539	87	12.7%
Nixon, TX	2,538	85	14.5%
Gracefield, QC	2,538	n/a
McConnelsville, OH	2,540	81	18.7%
Timmonsville, SC	2,540	85	15.4%
Elm Springs, AR	2,539	109	9.0%