A+
10%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
15%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Springdale Arkansas National
Cost of living9086100
Groceries9796100
Health care9795100
Housing8567100
Transportation9094100
Utilities9493100
Lifestyle & Entertainment8793100
Household Items9396100
Education & Childcare8692100
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An Overview of Cost of Living in Springdale, AR

Are you thinking about relocating, but curious about the potential cost of living in Springdale? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Springdale stands at 90, making it 10% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Springdale closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Springdale can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

What Do Locals Say About the Cost of Living in Springdale?

The real experts on a city are its residents. That's why we reached out to 9 locals to get their views on the cost of living in Springdale. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 11% found it budget-friendly with decreasing prices, while 89% said it's simply not affordable as prices have continued to rise.

Is Springdale Affordable?

Is Springdale affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Springdale, the median home price is 12.8% lower than the national average and monthly rent prices are 19.7% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Springdale boasting a median household income of $76,280, 6.2% lower than the national average.

What Factors can Influence the Cost of Living in Springdale?

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Springdale, the housing index is 14.9% lower than the national average.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Springdale, the transportation index is 10.5% lower than the national average.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Springdale, the utilities index stands at 6.1% lower than the national average.

Where is the Data From?

The cost of living estimates displayed for Springdale are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Springdale is 5% higher than the Arkansas average
  • The cost of living in Springdale is 10% lower than the national average
  • Springdale housing is 15% lower than the national average
  • Arkansas general sales tax is 27% higher than the national average
  • Arkansas state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Springdale

See all the best places to live around Springdale

Compare Springdale, AR Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$112,921$9,410$2,635$3,388
      Renters$58,636$4,886$1,368$1,759
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Springdale, AR, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Springdale, homeowners have a median income of $112,921. Using that number, a maximum of $2,635 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $58,636, which means there is a maximum of $1,368 to be spent on the costs of renting a home or apartment.

      Arkansas Sales Tax

      State General Sales Tax With Max Surtax
      Arkansas 6.5% 11.625%

      Arkansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Arkansas 2% 4.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Springtown, AR140946.0%
      Elkins, AR3,379919.4%
      Bethel Heights, AR2,549919.3%
      Prairie Grove, AR6,461928.5%
      Greenland, AR1,595927.9%
      Springdale, AR82,462909.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Alameda, CA82,498206106.1%
      Folsom, CA82,38916565.3%
      Mountain View, CA82,261285184.5%
      Warwick, RI82,75011111.4%
      Caledon, ON82,130n/a 
      Springdale, AR82,462909.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.