Cost Of Living in El Lago, TX

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A-

10%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

34%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	El Lago	Texas	National
Cost of living	110	94	100
Groceries	99	98	100
Health care	98	98	100
Housing	134	83	100
Transportation	96	98	100
Utilities	104	103	100
Lifestyle & Entertainment	100	98	100
Household Items	100	98	100
Education & Childcare	99	98	100

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Homes For Sale In El Lago, TX

1606 W Chelsea Pl

El Lago, TX

518 Whitecap Dr

El Lago, TX

422 Willow Vista Dr

El Lago, TX

1626 Lake Bluff Dr

El Lago, TX

Cost Of Living Quick Facts

The cost of living in El Lago is 16% higher than the Texas average
The cost of living in El Lago is 10% higher than the national average
El Lago housing is 34% higher than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$140,320	$11,693	$3,274	$4,210
Renters	$99,177	$8,265	$2,314	$2,976

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Jacinto City, TX	10,826	87	13.0%
Galena Park, TX	11,097	88	11.8%
South Houston, TX	17,971	90	9.5%
Cloverleaf, TX	26,890	92	8.3%
La Marque, TX	17,391	91	9.0%
El Lago, TX	2,887	110	9.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Meadow Oaks, FL	2,887	96	3.9%
Mosheim, TN	2,887	84	15.7%
Huguley, AL	2,886	85	15.2%
North Barrington, IL	2,886	183	82.6%
The Plains, OH	2,886	98	1.5%
El Lago, TX	2,887	110	9.7%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in El Lago, TX

Homes For Sale In El Lago, TX

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around El Lago

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Median Income & Debt-To-Income Ratio

Texas Sales Tax

Texas Income Tax

Nearby cities with low cost of living

Cities with similar population