Cost of Living in El Granada, CA

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F
144%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
447%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index El Granada California National
Cost of living244141100
Groceries110111100
Health care113116100
Housing547197100
Transportation116118100
Utilities115119100
Lifestyle & Entertainment117120100
Household Items110111100
Education & Childcare118127100
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Homes For Sale In El Granada, CA

property for sale

555 Santiago Ave

El Granada, CA
property for sale

123 Carmel Ave

El Granada, CA
property for sale

548 Hermosa Ave

Half Moon Bay, CA
property for sale

510 Avenue Alhambra

El Granada, CA

Cost Of Living Quick Facts

  • The cost of living in El Granada is 73% higher than the California average
  • The cost of living in El Granada is 144% higher than the national average
  • El Granada housing is 447% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around El Granada

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Compare El Granada, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$290,527$24,211$6,779$8,717
      Renters$205,148$17,096$4,786$6,155
      A good indicator of the general affordability of housing in El Granada, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In El Granada, the median monthly income is $290,527 for those who own their own homes. Under the standard rule, that income level would allow for $6,779 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $205,148, per the median income in the area. That would allow for renters to spend up to $4,786 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Colma, CA1,528202102.4%
      Daly City, CA111,327204104.4%
      La Honda, CA1,259204104.2%
      South San Francisco, CA68,998207107.1%
      Brisbane, CA4,796209109.1%
      El Granada, CA6,263244143.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bridgewater, VA6,26311111.2%
      Beresford, NB6,264n/a 
      Rochester, IN6,2688514.7%
      Princeville, QC6,268n/a 
      Theodore, AL6,2568911.0%
      El Granada, CA6,263244143.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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