Cost of Living in Theodore, AL

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11%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Theodore Alabama National
Cost of living8989100
Groceries9796100
Health care9395100
Housing7274100
Transportation9795100
Utilities10197100
Lifestyle & Entertainment9894100
Household Items9696100
Education & Childcare9293100
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Homes For Sale In Theodore, AL

property for sale

4620 Dresden Dr

Theodore, AL
property for sale

11551 Dauphin Island Pkwy

Theodore, AL
property for sale

8978 Dawes Oak Dr

Theodore, AL
property for sale

11560 Pioneer Rd

Theodore, AL

Cost Of Living Quick Facts

  • The cost of living in Theodore is equal to the Alabama average
  • The cost of living in Theodore is 11% lower than the national average
  • Theodore housing is 28% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Theodore

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Compare Theodore, AL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,132$7,011$1,963$2,524
      Renters$57,202$4,767$1,335$1,716
      To approximate the cost of living and the housing affordability in Theodore, AL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Theodore have a median income of $84,132. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,963 per month to avoid calamity and poverty. The renters in the city have an income of about $57,202, which would make their monthly maximum allowable rental costs $1,335.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Prichard, AL22,2038217.6%
      Bayou La Batre, AL2,3888317.2%
      Belle Fontaine, AL5148712.5%
      Tillmans Corner, AL17,9808911.4%
      Mobile, AL197,324918.8%
      Theodore, AL6,2568911.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Thompson's Station, TN6,25613434.5%
      Willows, CA6,25511515.2%
      Stewartville, MN6,2551011.3%
      Mattydale, NY6,255963.8%
      Manchester, WA6,24912828.1%
      Theodore, AL6,2568911.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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