Cost Of Living in El Granada, CA

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F

151%

Overall NAT. AVG.

20%

Goods & Services NAT. AVG.

446%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	El Granada	California	National
Cost of living	251	140	100
Goods & Services	120	111	100
Groceries	123	112	100
Health care	125	109	100
Housing	546	196	100
Transportation	132	126	100
Utilities	136	127	100

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Cost Of Living Quick Facts

The cost of living in El Granada is 80% higher than the California average
The cost of living in El Granada is 151% higher than the national average
El Granada housing is 446% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$195,542	$16,295	$4,562	$5,867
Renters	$140,357	$11,696	$3,275	$4,211

A good indicator of the general affordability of housing in El Granada, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In El Granada, the median monthly income is $195,542 for those who own their own homes. Under the standard rule, that income level would allow for $4,562 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $140,357, per the median income in the area. That would allow for renters to spend up to $3,275 on monthly rental expenses.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	El Granada	National avg.	Difference
Haircut	$28.38	$24.26	17.0%
Beauty Salon	$85.43	$45.56	87.5%
Toothpaste	$4.09	$3.70	10.4%
Shampoo	$1.65	$1.28	29.1%
Movie	$16.02	$12.13	32.0%
Bowling	$24.01	$18.00	33.4%

Groceries

Item	El Granada	National avg.	Difference
Ground Beef	$6.23	$5.84	6.7%
Fried Chicken	$2.11	$1.57	34.1%
Milk	$5.18	$4.67	10.9%
Potatoes	$4.98	$4.93	0.9%
Pizza	$15.74	$12.09	30.2%
Beer	$11.21	$10.41	7.6%

Health Care

Item	El Granada	National avg.	Difference
Optometrist	$159.79	$125.68	27.1%
Doctor	$174.45	$135.78	28.5%
Dentist	$155.36	$113.29	37.1%
Ibuprofen	$11.30	$10.65	6.1%
Lipitor	$498.84	$468.60	6.5%

Housing

Item	El Granada	National avg.	Difference
Home Price	$1,278,500.00	$184,700.00	592.2%
Avg. Mortgage Payment	$7,224.18	$2,346.69	207.8%
Apartment Rent	$1,946.00	$949.00	105.1%

Transportation

Item	El Granada	National avg.	Difference
Gasoline	$4.63	$3.46	33.9%
Tire Balancing	$75.33	$59.92	25.7%

Utilities

Item	El Granada	National avg.	Difference
All Electricity	$298.77	$193.99	54.0%
Phone	$203.63	$192.25	5.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Colma, CA	1,492	203	103.2%
Daly City, CA	107,197	205	105.3%
La Honda, CA	1,229	203	103.5%
South San Francisco, CA	66,878	212	112.4%
Brisbane, CA	4,645	213	113.0%
El Granada, CA	6,069	251	151.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Pontotoc, MS	6,070	84	15.7%
Greenwood, MO	6,067	100	0.1%
Laie, HI	6,071	209	109.2%
Sheridan, CO	6,072	113	12.9%
Pimmit Hills, VA	6,064	173	72.9%
El Granada, CA	6,069	251	151.0%