Cost of Living in Waterbury, Des Moines, IA

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B+
8%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
37%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Waterbury Des Moines Iowa
Cost of living1089189
Groceries999697
Health care979496
Housing1378374
Transportation969697
Utilities979295
Lifestyle & Entertainment919895
Household Items989997
Education & Childcare909194
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Homes For Sale In Des Moines, IA

property for sale

7018 Three Lakes Pkwy

Des Moines, IA
property for sale

2439 SE 18th Ct

Des Moines, IA
property for sale

6006 SW 7th St

Des Moines, IA
property for sale

335 31st St

Des Moines, IA

Cost Of Living Quick Facts

  • The cost of living in Waterbury is 21% higher than the Des Moines average
  • The cost of living in Waterbury is 8% higher than the national average
  • Waterbury housing is 37% higher than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Waterbury

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Compare Des Moines, IA Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$220,198$18,350$5,138$6,607

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Spring Hill, IA498614.5%
      Martensdale, IA5188910.6%
      Elkhart, IA709919.2%
      Carlisle, IA4,329936.8%
      Dallas Center, IA1,744954.7%
      Des Moines, IA221,968918.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      San Bernardino, CA221,91012423.5%
      Enterprise, NV221,69312222.2%
      Richmond, BC222,489n/a 
      Modesto, CA222,61913029.9%
      Tacoma, WA223,13712524.9%
      Des Moines, IA221,968918.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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