Elkhart, IA Cost Of Living

Elkhart cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Elkhart	Iowa	National
Cost of living index	84	89	100
Index	Elkhart	Iowa	National
Goods & Services index	89	95	100
Groceries index	90	94	100
Health care index	97	97	100
Housing index	63	73	100
Transportation index	99	99	100
Utilities index	99	95	100

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The cost of living in Elkhart is 6% lower than the Iowa average.
The cost of living in Elkhart is 16% lower than the national average.
The cost of housing in Elkhart is 37% lower than the national average.
Iowa general sales tax is 18% higher than the national average.
Iowa state income tax is 84% lower than the national average.

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$60,000	$5,000	$1,400	$1,800
Renters	$0	$0	$0	$0

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	0.36%	8.98%

Goods & Services

Item	Elkhart	National avg.	Difference
Haircut	$14.97	$16.09	6.9%
Beauty Salon	$31.92	$37.33	14.5%
Toothpaste	$1.86	$2.45	24.1%
Shampoo	$0.97	$1.00	3.1%
Movie	$9.04	$10.28	12.1%
Bowling	$4.58	$4.93	7.1%

Groceries

Item	Elkhart	National avg.	Difference
Ground Beef	$3.07	$3.80	19.2%
Fried Chicken	$1.60	$1.40	14.8%
Milk	$1.79	$2.01	10.8%
Potatoes	$2.02	$3.01	33.0%
Pizza	$9.16	$9.89	7.4%
Beer	$8.62	$8.90	3.1%

Health Care

Item	Elkhart	National avg.	Difference
Optometrist	$99.16	$102.16	2.9%
Doctor	$118.76	$108.36	9.6%
Dentist	$78.86	$92.53	14.8%
Ibuprofen	$8.72	$9.28	6.0%
Lipitor	$430.12	$425.82	1.0%

Housing

Item	Elkhart	National avg.	Difference
Home Price	$121,900.00	$184,700.00	34.0%
Avg. Mortgage Payment	$1,106.22	$1,202.44	8.0%
Apartment Rent	$547.00	$949.00	42.4%

Transportation

Item	Elkhart	National avg.	Difference
Gasoline	$2.20	$2.24	2.2%
Tire Balancing	$46.50	$46.29	0.4%

Utilities

Item	Elkhart	National avg.	Difference
All Electricity	$157.15	$165.96	5.3%
Phone	$30.20	$28.68	5.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Valeria, IA	46	76	-24%
Colfax, IA	1,925	81	-19%
Mingo, IA	255	81	-19%
Collins, IA	458	81	-19%
Maxwell, IA	839	84	-16%
Elkhart, IA	815	84	-16%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Hennepin, IL	815	93	-7%
Tatum, NM	815	79	-21%
Heidelberg, MS	815	75	-25%
Fort Calhoun, NE	815	90	-10%
Spring Hill, PA	815	87	-13%
Elkhart, IA	815	84	-16%

Source: The Elkhart, IA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Elkhart, IA Cost of Living