Cost of Living in Carlisle, IA

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A+
7%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
12%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Carlisle Iowa National
Cost of living9389100
Groceries9697100
Health care9496100
Housing8874100
Transportation9697100
Utilities9295100
Lifestyle & Entertainment9895100
Household Items9997100
Education & Childcare9194100
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Homes For Sale In Carlisle, IA

property for sale

935 Woodland Dr

Carlisle, IA
property for sale

4245 200th Ave

Carlisle, IA
property for sale

NA NA ST

Carlisle, IA
property for sale

450 N 9th St

Carlisle, IA
See the Newest Homes For Sale In Carlisle, IA

Cost Of Living Quick Facts

  • The cost of living in Carlisle is 4% higher than the Iowa average
  • The cost of living in Carlisle is 7% lower than the national average
  • Carlisle housing is 12% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Carlisle

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Compare Carlisle, IA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$151,726$12,644$3,540$4,552
      Renters$53,056$4,421$1,238$1,592
      A good indicator of the general affordability of housing in Carlisle, IA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Carlisle, the median monthly income is $151,726 for those who own their own homes. Under the standard rule, that income level would allow for $3,540 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $53,056, per the median income in the area. That would allow for renters to spend up to $1,238 on monthly rental expenses.

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bevington, IA28964.3%
      Valeria, IA427920.8%
      Swan, IA477921.1%
      Spring Hill, IA498614.5%
      Colfax, IA1,9358712.7%
      Carlisle, IA4,329936.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bristow, OK4,3298218.0%
      Apison, TN4,3281066.5%
      Bethel, WA4,32812121.5%
      Moon Lake, FL4,3308911.0%
      Alexandria, AL4,3278812.3%
      Carlisle, IA4,329936.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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