Cost Of Living in Deerfield, MA

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D

20%

Overall NAT. AVG.

8%

Groceries NAT. AVG.

36%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Deerfield	Massachusetts	National
Cost of living	120	131	100
Groceries	108	109	100
Health care	114	116	100
Housing	136	169	100
Transportation	116	115	100
Utilities	117	117	100
Lifestyle & Entertainment	110	115	100
Household Items	107	109	100
Education & Childcare	127	127	100

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Homes For Sale In Deerfield, MA

240 Upper Rd

Deerfield, MA

Cost Of Living Quick Facts

The cost of living in Deerfield is 8% lower than the Massachusetts average
The cost of living in Deerfield is 20% higher than the national average
Deerfield housing is 36% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$212,319	$17,693	$4,954	$6,370

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Greenfield Town, MA	18,076	109	8.6%
Millers Falls, MA	1,192	109	8.7%
Turners Falls, MA	3,779	112	11.7%
Northfield, MA	999	110	10.4%
Shelburne Falls, MA	1,702	114	14.0%
Deerfield, MA	536	120	20.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mountain Pine, AR	536	76	24.3%
Como, IL	536	90	10.5%
Painted Hills, IN	536	103	3.4%
Twin Oaks, MO	536	101	1.5%
Webbers Falls, OK	536	80	19.6%
Deerfield, MA	536	120	20.2%