F
Overall 150%
Goods & Services 19%
Housing 442%
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Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexCupertinoCaliforniaNational
Cost of living250140100
Goods & Services119109100
Groceries128112100
Health care122109100
Housing542196100
Transportation140132100
Utilities131127100

Key findings

  • The cost of living in Cupertino is 79% higher than the California average
  • The cost of living in Cupertino is 150% higher than the national average
  • Cupertino housing is 442% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 59% lower than the national average

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Compare Cupertino, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$166,972$13,914$3,896$5,010
      Renters$127,743$10,645$2,980$3,833
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Cupertino, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Cupertino homeowners, is $166,972. This would allow for a maximum of $3,896 per month to be spent on housing costs. For renters, the median monthly income is $127,743 which would result in a maximum of $2,980 to be spent on rental costs.

      California Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      California7.25%10.5%

      California Income Tax

      StateIncome Tax (Low)Income Tax (High)
      California1%13.3%

      Goods & Services

      ItemCupertinoNational avg.Difference
      Haircut $21.17$20.274.4%
      Beauty Salon $71.31$40.3976.5%
      Toothpaste $3.06$2.3629.7%
      Shampoo $1.36$1.0826.0%
      Movie $14.19$10.9929.2%
      Bowling $20.50$15.4932.3%

      Groceries

      ItemCupertinoNational avg.Difference
      Ground Beef $4.24$4.301.3%
      Fried Chicken $1.82$1.4030.3%
      Milk $2.78$2.2026.2%
      Potatoes $2.98$3.227.5%
      Pizza $12.93$10.7420.4%
      Beer $10.32$9.607.5%

      Health Care

      ItemCupertinoNational avg.Difference
      Optometrist $132.96$109.7321.2%
      Doctor $139.84$118.3418.2%
      Dentist $138.42$100.9437.1%
      Ibuprofen $12.22$9.9323.0%
      Lipitor $473.62$469.530.9%

      Housing

      ItemCupertinoNational avg.Difference
      Home Price $1,214,300.00$184,700.00557.4%
      Avg. Mortgage Payment $2,714.78$1,229.62120.8%
      Apartment Rent $2,579.00$949.00171.8%

      Transportation

      ItemCupertinoNational avg.Difference
      Gasoline $3.95$2.7145.7%
      Tire Balancing $68.02$51.8631.2%

      Utilities

      ItemCupertinoNational avg.Difference
      All Electricity$266.98$170.8456.3%
      Phone $185.39$187.181.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      CityPopulationCost of Living IndexNational Avg.
      Loma Mar, CA15012828.5%
      Mountain View CDP, CA2,58513636.3%
      Lompico, CA90214645.7%
      Boulder Creek, CA4,44215554.5%
      Alum Rock, CA11,87715756.7%
      Cupertino, CA60,297250150.5%

      Cities with similar population

      CityPopulationCost of Living IndexNational Avg.
      Mirabel, QC60,296n/a 
      Auburn, AL60,3181033.3%
      National City, CA60,34912726.5%
      Palm Harbor, FL60,236991.2%
      Lake Elsinore, CA60,23011918.7%
      Cupertino, CA60,297250150.5%
      Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.