| Index | Bartlett | Tennessee | National |
| Cost of living | 104 | 92 | 100 |
| Groceries | 100 | 98 | 100 |
| Health care | 98 | 97 | 100 |
| Housing | 120 | 80 | 100 |
| Transportation | 96 | 97 | 100 |
| Utilities | 95 | 98 | 100 |
| Lifestyle & Entertainment | 97 | 97 | 100 |
| Household Items | 97 | 98 | 100 |
| Education & Childcare | 94 | 97 | 100 |

Knowing the cost of living in Bartlett allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Bartlett stands at 104, marking it 4% higher than the national average.
The cost of living in Bartlett aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Bartlett residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.
The most insightful perspective on a city comes from its residents. We recently surveyed 6 locals to gauge their perception of the cost of living in Bartlett. The feedback revealed that 17% of respondents found the cost of living to be reasonable, with prices on the decline, while 83% regarded it as notably expensive with prices that continue to rise.
Is Bartlett an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Bartlett, the median home price is 9.5% higher than what most folks pay across the country, and monthly rent prices are 43.8% higher than the usual rates. Income levels in Bartlett come in at $121,594, which is 49.5% higher than the national average.
Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Bartlett, the general sales tax rate starts at 7%, and income tax rates begin at 0%.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Bartlett, the housing index is 19.7% higher than the national average.
The cost of living data for Bartlett shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $129,114 | $10,760 | $3,012 | $3,874 |
| Renters | $99,749 | $8,312 | $2,327 | $2,993 |
| State | General Sales Tax | With Max Surtax |
| Tennessee | 7% | 9.75% |
| State | Income Tax (Low) | Income Tax (High) |
| Tennessee | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Memphis, TN | 674,455 | 91 | 9.1% |
| Millington, TN | 11,024 | 90 | 9.6% |
| Southaven, MS | 57,133 | 95 | 5.0% |
| Lakeland, TN | 12,926 | 112 | 11.8% |
| Arlington, TN | 12,027 | 114 | 13.8% |
| Bartlett, TN | 61,391 | 104 | 3.8% |
| City | Population | Cost of Living Index | National Avg. |
| Ocala, FL | 61,352 | 98 | 1.6% |
| West Allis, WI | 61,432 | 93 | 6.8% |
| Gardena, CA | 61,310 | 154 | 53.7% |
| Utica, NY | 61,299 | 96 | 4.2% |
| San Rafael, CA | 61,485 | 213 | 112.7% |
| Bartlett, TN | 61,391 | 104 | 3.8% |