A+
4%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
20%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bartlett Tennessee National
Cost of living10492100
Groceries10098100
Health care9897100
Housing12080100
Transportation9697100
Utilities9598100
Lifestyle & Entertainment9797100
Household Items9798100
Education & Childcare9497100
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An Overview of Cost of Living in Bartlett, TN

Knowing the cost of living in Bartlett allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Bartlett stands at 104, marking it 4% higher than the national average.

The cost of living in Bartlett aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Bartlett residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

What Do Locals Say About the Cost of Living in Bartlett?

The most insightful perspective on a city comes from its residents. We recently surveyed 6 locals to gauge their perception of the cost of living in Bartlett. The feedback revealed that 17% of respondents found the cost of living to be reasonable, with prices on the decline, while 83% regarded it as notably expensive with prices that continue to rise.

Is Bartlett Affordable?

Is Bartlett an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Bartlett, the median home price is 9.5% higher than what most folks pay across the country, and monthly rent prices are 43.8% higher than the usual rates. Income levels in Bartlett come in at $121,594, which is 49.5% higher than the national average.

What Factors can Influence the Cost of Living in Bartlett?

Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Bartlett, the general sales tax rate starts at 7%, and income tax rates begin at 0%.

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Bartlett, the housing index is 19.7% higher than the national average.

Where is the Data From?

The cost of living data for Bartlett shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Bartlett is 12% higher than the Tennessee average
  • The cost of living in Bartlett is 4% higher than the national average
  • Bartlett housing is 20% higher than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Bartlett

See all the best places to live around Bartlett

Compare Bartlett, TN Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$129,114$10,760$3,012$3,874
      Renters$99,749$8,312$2,327$2,993
      The affordability of the housing market in Bartlett, TN as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Bartlett homeowners, the median income is $129,114. This indicates that a monthly maximum of $3,012 should be spent by homeowners on all housing related costs. Renters have a median income of $99,749. This indicates that renters would have a maximum of $2,327 for their rent related monthly costs.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Memphis, TN674,455919.1%
      Millington, TN11,024909.6%
      Southaven, MS57,133955.0%
      Lakeland, TN12,92611211.8%
      Arlington, TN12,02711413.8%
      Bartlett, TN61,3911043.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ocala, FL61,352981.6%
      West Allis, WI61,432936.8%
      Gardena, CA61,31015453.7%
      Utica, NY61,299964.2%
      San Rafael, CA61,485213112.7%
      Bartlett, TN61,3911043.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.