A
8%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
29%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cross Timber Texas National
Cost of living10894100
Groceries9698100
Health care9798100
Housing12983100
Transportation10098100
Utilities105103100
Lifestyle & Entertainment9798100
Household Items9998100
Education & Childcare9698100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Cost Of Living Quick Facts

  • The cost of living in Cross Timber is 14% higher than the Texas average
  • The cost of living in Cross Timber is 8% higher than the national average
  • Cross Timber housing is 29% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Cross Timber

See all the best places to live around Cross Timber

Compare Cross Timber, TX Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Cross Timber?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Cross Timber?
      Write a review to give others more information about this area.
      See all Cross Timber poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$106,841$8,903$2,493$3,206
      Renters$65,912$5,493$1,538$1,978

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Everman, TX6,422909.9%
      Forest Hill, TX13,444955.2%
      Alvarado, TX4,414937.3%
      Keene, TX6,640927.9%
      Cleburne, TX31,440927.6%
      Cross Timber, TX2981087.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Albion, CA298218118.3%
      Derby Acres, CA2981098.5%
      Queen Anne town, MD2981021.8%
      Newtown, MO2988020.2%
      Stella, MO2988317.1%
      Cross Timber, TX2981087.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.