Cost of Living in Cresaptown, MD

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12%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cresaptown Maryland National
Cost of living88121100
Groceries97105100
Health care93109100
Housing75151100
Transportation96109100
Utilities91108100
Lifestyle & Entertainment93109100
Household Items94105100
Education & Childcare89112100
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Homes For Sale In Cresaptown, MD

property for sale

14903 Viewcrest Rd SW

Cumberland, MD
property for sale

15403 Brandywine Dr SW

Cumberland, MD
property for sale

15117 Trail Ridge Rd SW

Cumberland, MD
property for sale

Winchester Rd

Cresaptown, MD

Cost Of Living Quick Facts

  • The cost of living in Cresaptown is 27% lower than the Maryland average
  • The cost of living in Cresaptown is 12% lower than the national average
  • Cresaptown housing is 25% lower than the national average
  • Maryland general sales tax is 18% higher than the national average
  • Maryland state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Cresaptown

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$88,730$7,394$2,070$2,662
      Renters$36,611$3,051$854$1,098
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Cresaptown, MD, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Cresaptown homeowners, is $88,730. This would allow for a maximum of $2,070 per month to be spent on housing costs. For renters, the median monthly income is $36,611 which would result in a maximum of $854 to be spent on rental costs.

      Maryland Sales Tax

      State General Sales Tax With Max Surtax
      Maryland 6% 6%

      Maryland Income Tax

      State Income Tax (Low) Income Tax (High)
      Maryland 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bier, MD228946.2%
      Oldtown, MD311076.9%
      Detmold, MD263946.2%
      Ocean, MD0946.2%
      Green Spring, WV741076.9%
      Cresaptown, MD5,7188812.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Germantown, OH5,717937.5%
      Waterville, OH5,7171022.0%
      Paoli, PA5,71912524.8%
      New Carlisle, OH5,7168415.9%
      West Modesto, CA5,72011817.8%
      Cresaptown, MD5,7188812.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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