West Modesto cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexWest ModestoCaliforniaNational
Cost of living94140100
IndexWest ModestoCaliforniaNational
Goods & Services88111100
Groceries105118100
Health care111113100
Housing76196100
Transportation111128100
Utilities129118100

Key findings

  • The cost of living in West Modesto is 33% lower than the California average
  • The cost of living in West Modesto is 6% lower than the national average
  • West Modesto housing is 24% lower than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 55% lower than the national average

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Compare West Modesto, CA Cost of Living To Other Cities

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      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$45,917$3,826$1,071$1,378
      Renters$26,217$2,185$612$787
      To approximate the cost of living and the housing affordability in West Modesto, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in West Modesto have a median income of $45,917. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,071 per month to avoid calamity and poverty. The renters in the city have an income of about $26,217, which would make their monthly maximum allowable rental costs $612.

      California Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      California7.25%10.5%

      California Income Tax

      StateIncome Tax (Low)Income Tax (High)
      California1%13.3%

      Goods & Services

      ItemWest ModestoNational avg.Difference
      Haircut $27.50$17.4957.2%
      Beauty Salon $50.52$38.1732.4%
      Toothpaste $2.52$2.328.6%
      Shampoo $1.06$1.014.8%
      Movie $15.05$10.7240.3%
      Bowling $18.25$13.8631.7%

      Groceries

      ItemWest ModestoNational avg.Difference
      Ground Beef $4.36$3.9011.8%
      Fried Chicken $2.03$1.4045.4%
      Milk $2.27$1.9615.7%
      Potatoes $3.20$3.180.5%
      Pizza $10.74$10.393.3%
      Beer $8.99$9.232.6%

      Health Care

      ItemWest ModestoNational avg.Difference
      Optometrist $127.00$106.3419.4%
      Doctor $148.00$115.2528.4%
      Dentist $99.60$98.381.2%
      Ibuprofen $10.06$9.268.6%
      Lipitor $502.77$466.477.8%

      Housing

      ItemWest ModestoNational avg.Difference
      Home Price $121,800.00$184,700.0034.1%
      Avg. Mortgage Payment $1,556.13$1,273.3222.2%
      Apartment Rent $945.00$949.000.4%

      Transportation

      ItemWest ModestoNational avg.Difference
      Gasoline $3.24$2.5925.0%
      Tire Balancing $45.00$48.908.0%

      Utilities

      ItemWest ModestoNational avg.Difference
      All Electricity$260.15$167.6055.2%
      Phone $173.87$163.426.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Cowan, CA48186-14%
      Westley, CA70789-11%
      Bret Harte, CA5,31589-11%
      Parklawn, CA1,15090-10%
      Bystrom, CA3,86591-9%
      West Modesto, CA5,27494-6%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Batesburg-Leesville, SC5,27386-14%
      Cave Creek, AZ5,27513333%
      Concordia, KS5,27378-22%
      East Moriches, NY5,27214848%
      Crossett, AR5,27277-23%
      West Modesto, CA5,27494-6%
      Source: The West Modesto, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.