Cost of Living in West Modesto, CA

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F
18%
Overall NAT. AVG.
12%
Groceries NAT. AVG.
16%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index West Modesto California National
Cost of living118141100
Groceries112111100
Health care120116100
Housing116197100
Transportation120118100
Utilities121119100
Lifestyle & Entertainment120120100
Household Items113111100
Education & Childcare130127100
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Homes For Sale In West Modesto, CA

property for sale

1200 S Carpenter Rd Spc 144

Modesto, CA
property for sale

1200 S Carpenter Rd Spc 10

Modesto, CA
property for sale

1200 S Carpenter Rd Spc 71

Modesto, CA
property for sale

Paradise Rd

Modesto, CA

Cost Of Living Quick Facts

  • The cost of living in West Modesto is 16% lower than the California average
  • The cost of living in West Modesto is 18% higher than the national average
  • West Modesto housing is 16% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around West Modesto

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Compare West Modesto, CA Cost of Living

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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,416$6,368$1,783$2,293
      Renters$53,866$4,489$1,257$1,616
      To approximate the cost of living and the housing affordability in West Modesto, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in West Modesto have a median income of $76,416. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,783 per month to avoid calamity and poverty. The renters in the city have an income of about $53,866, which would make their monthly maximum allowable rental costs $1,257.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Monterey Park Tract, CA30411414.4%
      Cowan, CA48611414.4%
      Westley, CA7071109.6%
      Parklawn, CA1,8911076.8%
      Airport, CA1,30611110.8%
      West Modesto, CA5,72011817.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Paoli, PA5,71912524.8%
      Cresaptown, MD5,7188812.0%
      Germantown, OH5,717937.5%
      Waterville, OH5,7171022.0%
      Zapata, TX5,7238514.9%
      West Modesto, CA5,72011817.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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