Cost Of Living in National, MD

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6%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	National	Maryland	National
Cost of living	94	121	100
Groceries	97	105	100
Health care	93	109	100
Housing	n/a	151	100
Transportation	96	109	100
Utilities	91	108	100
Lifestyle & Entertainment	93	109	100
Household Items	94	105	100
Education & Childcare	89	112	100

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Cost Of Living Quick Facts

The cost of living in National is 22% lower than the Maryland average
The cost of living in National is 6% lower than the national average
National housing is 19% lower than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bier, MD	228	94	6.2%
Spring Gap, MD	40	107	6.9%
Detmold, MD	263	94	6.2%
Danville, MD	543	94	6.2%
Nikep, MD	0	94	6.2%
National, MD	64	94	6.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Port Heiden, AK	64	90	9.5%
Goldfield, CO	64	89	10.8%
Padroni, CO	64	86	13.6%
Istachatta, FL	64	103	3.2%
Seville, GA	64	74	26.4%
National, MD	64	94	6.2%